Aetna prides itself on being the first national and full-service health insurer to offer consumer-directed healthcare products. Today, Aetna is one of the nation's leading health insurance companies which provides top products covering dental, pharmacy, group life and disability as well as employee benefits.
For more information about Aetna employee benefits in Arizona, visit Arizona's Small Business Group page.
Aetna has been a health insurance company since 1853 and now has over 14.8 million medical members including 13.1 million in dental, 9.4 million in pharmacies and 13.6 million in group insurance. Aetna's large network of health care providers includes 431,000 primary care doctors and specialists and 4,323 hospitals.
Aetna offers two hospital plans and two high deductible plans in Arizona. High Deductible Health Plans (HDHP) is a health insurance plan that has lower premiums but higher deductibles as opposed to traditional health insurance plans. These plans are directed towards healthier, and usually younger, individuals and are a form of "catastrophic coverage." Aetna's most popular plans are PPO Plans, or Preferred Provider Organization plans. As opposed to the less expensive traditional plan- Health Maintenance Organization plans (HMO), PPO plans offer members the freedom to choose their health care provider (doctors, specialists, hospitals) without having to be in-network. Copays are higher when choosing an out-of-network provider than in-network.
Aetna offers Health Savings Account Plans to individuals in Arizona. These plans are directed towards those who want control of their health insurance costs and where their money is spent- whether to pay for short-term needs or long-term medical care. Health Savings Account Plans (HSA) allows individuals to take responsibility of their health, and usually choose to live a healthier lifestyle. Aetna lowers the health insurance premium and pays out-of-pocket health care expenses with tax-advantaged savings.
For more information about Aetna plans in Arizona, contact us at 877-567-5267.