Aetna offers a variety of health insurance plans to residents in Colorado. Capable of visiting several doctors or hospitals of your choice, you can visit as often as you'd like without a referral to see a specialist. If you choose to visit participating physicians or hospitals in Aetna's network, your out-of-pocket costs will be lower.
For most HMO plans, members are required to select a Primary Care Physician (PCP) who participates in the network. The PCP provides primary care along with coordinating overall care. The network includes the following Colorado counties: Adams, Arapahoe, Broomfield, Boulder, Denver, Douglas, Elbert, El Paso, Fremont, Jefferson, Larimer, Mesa, Pueblo, Teller, and Weld. Additional physicians may be added on a periodic basis. Members who are outside their Aetna HMO service area are still covered under an emergency or for urgently needed care. These conditions include vomiting, earaches, sore throats, or fevers. Urgent care can be obtained from a private practice physician, a walk-in clinic, an urgent care center, or an emergency facility.
As a member of Aetna of Colorado you are responsible for any copayments, coinsurance, and deductibles for covered services which are listed in your benefits summary and plan documents. Your plan sponsor will determine your plan of benefits. Covered services include most type of treatments provided by primary care physicians, specialists, and hospitals. The health plan, however, does exclude/limit some covered services such as cosmetic surgery and experimental procedures.
Aetna is one of the nation's leaders in health care benefits. Dedicated to the health of their clients, Aetna works with its members to help them make the best informed decisions about their health care.
Aiming to give individuals and families affordable coverage choices and helpful services, Aetna also works effectively with doctors and hospitals to establish efficient, high-quality, cost-effective health care.
Being assigned an A.M. Best rating of A (Excellent), they offer five different managed choice plans (PPO-type plans), two high-deductible health plans, two hospital plans, and more. Each Aetna Advantage Plan is sold on a child-only contract meaning parents can get health insurance for their kids without having to sign up additional family members. To see what specific services can be offered to you in the state of Colorado, visit:http://www.aetna.com/legal-notices/aetna_company_names.html.