Aetna offers a variety of health insurance plans to Georgia residents.
Aetna Health Insurance is the first national and full-service health insurer to offer consumer-directed healthcare products. Aetna is one of the nation's lead health insurance companies, covering over 14.8 million medical members. Aetna provides top products in dental coverage which serve 13.1 million people, pharmacy which serve 9.4 million people and group coverage which serve 13.6 million members. Aetna's large network spans to over 721,000 health care professionals including 431,000 primary care doctors and specialists and 4,323 hospitals.
Aetna has an A.M. Best rating of "A" for Excellent and offers 15 managed choice plans. Aetna also offers the choice for members to have a Health Savings Account Plan, (HSA). Health Savings Account plans are appealing to individuals who want control over their health, choose a healthier lifestyle, and take responsibility to where their health care dollars are spent- whether in short term use or in long term use. Aetna also lowers the health insurance premium and pays out-of-pocket health care expenses with tax-advantaged savings.
Aetna's Preferred Provider Organization (PPO) plans are amongst the most popular plans in Georgia. Preferred Provider Organizations allow members to choose the primary, specialist, or hospital care they want, whether it is in their extended network or out-of-network. When choosing out-of-network care providers, the copay is generally higher. PPO plans are differentiated from Health Maintenance Organization (HMO) plans which require members to choose all in-network health care providers.
Aetna offers Georgia residents four high deductible plans as well as 4 preventative and hospital care plans. High Deductible plans are a form of what is known as "catastrophic plans," where in the individuals' case it is rare for a health care emergency to occur. High Deductible Plans are generally matched with low monthly premiums which are appealing to younger, healthier members.
For more information about Aetna plans in Georgia, contact us at 877-567-5267.