Aetna prides itself on being the first national, full-service health insurer to offer consumer-directed healthcare products, and is one of the nation's lead health insurance companies and provides top products that cover dental, pharmacy, group life, disability and long-term care as well as employee benefits. Aetna has been a health insurance company since 1853. Aetna's members reach as far as 14.8 million medical members, 13.1 million dental, 9.4 million pharmacies and 13.6 million group insurance members. Their network spans to over 721,000 health care professionals, which includes 431,000 primary care doctors and specialists and 4,323 hospitals.
With Aetna's Preferred Provider plans, members are free to choose a doctor or other provider out of Aetna's network; however the patient will pay more for the visit and/or care. All insurance plans under Aetna cover routine checkups, preventive and specialty care, hospitalization and surgery, diagnostic testing and emergency care prescription drug coverage subject to variance in deductible and co-insurance payments.
Aetna has an A.M. Best rating of "A" for excellent and offers five different managed choice plans, two high-deductible health plans and two hospital plans in Kentucky.
Aetna's HSA plans or Health Savings Account Plans are for individuals and families that want to control their health insurance costs by combing low-cost high-deductible health insurance plans with network discounts. Members of these plans have control and flexibility over their health care money while receiving tax advantages that will accumulate with time. Aetna lowers the health insurance premium and pays out-of pocket health care expenses with tax-advantaged savings.
For more information about Aetna plans in Kentucky, contact us at 877-567-5267.