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Anthem - California

Anthem is a publicly traded company on the New York Stock Exchange and is part of the S&P 500.  Anthem offers a variety of plans to those who live in California, such as Blue Essential plans, Lumenos Health Savings Account plans, Premier Plans, and BlueAccess Value.

The most popular Anthem Blue Cross plans in California include: PPO SmartSense 2500 W/ Drug Coverage, RightPlan PPO 40, and Lumenos HSA 1500.

Monthly premiums range from $59 to $567 for individuals and $174 to $1,500 for families.

The following plans give a variety of options depending on the individual’s or family’s health coverage needs in California:

3500 Deductible PPO                                                                    CORE 5000

HMO Saver 1500                                                               Individual EPO 2400

Individual HMO-0                                                               Lumenos HSA 3000

Lumenos HSA 5000                                                               PPO Share 5000

Select HMO-0                                                                      SmartSense 1500

SmartSense 2500                                                                  SmartSense 500

SmartSense 5000

For an in depth Anthem Insurance Plan Summary in California, visit: http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

Anthem’s most popular plans are Preferred Provider Organization plans and those that offer Health Savings Accounts.  Preferred Provider Organization (PPO) plans are part of the main three health insurance plans such as Health Maintenance Organization (HMO) plans and Point of Service (POS) plans.  Preferred Provider Organization plans are different from Health Maintenance Organization plans in that they allow members to choose out of network care providers, whereas HMOs require members to choose care from in-network care providers- doctors, hospitals and specialists.

Lumenos Health Savings Accounts are those that offer members the freedom to choose where their health care money is allocated.  Members may choose to use their money for short-term expenses such as copays or long term expenses such as medical care down the road.  Lumenos plans also offer 100% preventive care coverage and is flexible to the member’s budget and designed to reduce out of pocket costs.

Anthem also offers DentalBlue for members which are network based PPO dental insurance products.  The Dental Networks come within the 100 Network, the 200 Network and the 300 Network.

For more information about Anthem plans in California, contact us at 877-567-5267.