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Anthem - Florida

Anthem is a publicly traded company on the New York Stock Exchange and is part of the S&P 500.  Anthem offers a variety of plans to those who live in Florida, such as Blue Essential plans, Lumenos Health Savings Account plans, Premier Plans, and BlueAccess Value.

Anthem Lumenos Health Savings Accounts are consumer-driven health plans for individuals and families.  Health Savings Accounts allow members to decide where their health care money is allocated- whether it is used for short terms expenses such as copays or long term expenses such as medical care down the road.  The majority of Lumenos plans offers 100% coverage for preventative care services and requires no deduction from your health account when using network providers.

Florida residents are offered the Traditional Program and the Preferred Provider Organization Program for Anthem Health Insurance.  Under the Traditional Program, Anthem’s comprehensive medical health care benefit plan is included.  Though under this program there is no set network of health care providers, members are recommended to visit a “Blue Plan” participating provider as Anthem is under Blue Cross Blue Shield.

With the Blue Shield ID card, travelling nation-wide or world-wide is covered and helps doctors and hospitals recognize the coverage you need, and what health care carrier you belong to.

The Preferred Provider Organization (PPO) program is a non-network option, however there are lesser benefits as the degree of freedom is higher.  The member is required to submit their own claims and is responsible for additional out-of-pocket costs in which Anthem cannot cover, if the member chooses to go to an out-of-network care provider.

Like the Traditional Program, the PPO program also offers world-wide and nation-wide coverage.

Anthem also offers DentalBlue for members which are network based PPO dental insurance products.  The Dental Networks come within the 100 Network, the 200 Network and the 300 Network.

For more information about Anthem plans in Florida, contact us at 877-567-5267.