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Anthem - Georgia

Anthem is a publicly traded company on the New York Stock Exchange and is part of the S&P 500. Anthem offers a variety of plans to those who live in Georgia, such as Blue Essential plans, Lumenos Health Savings Account plans, Premier Plans, and BlueAccess Value.

Monthly premiums range from $40 to $220 for individuals and $153 to $892 for families.

Within the Blue Open Access SmartSense POS Plan, members have the freedom to choose what health care provider they want to use. Members pay $30 copay for the first 3 doctor visits per member per year and are not subject to a deductible for in-network care. For out-of network care, members pay 50% copay. For professional services, and chiropractic services, members pay 30% copay for in-network and 50% copay for out of network. Maternity is not covered.

Within the Blue Open Access Premier PPO Plan, members have the freedom to choose what health care provider they want to use. Members pay $35 copay for doctor visits and are not subject to a deductible for in-network care. For out-of network care, members pay 40% copay. For professional services, and chiropractic services, members pay 20% copay for in-network and 40% copay for out of network. Maternity is not covered, however optional coverage is available.

Anthem's Lumenos plans offer 100% preventive care coverage as well as a Health Savings Account. Health Savings Accounts are flexible for individuals who want responsibility over their health insurance money, and who want control to decide where to allocate it to short term expenses such as copays or long term expenses such as medical care. These plans are flexible to the member's budget and therefore are designed to reduce out of pocket costs.

Anthem also offers DentalBlue for members which are network based PPO dental insurance products. The Dental Networks come within the 100 Network, the 200 Network and the 300 Network.