Anthem offers a variety of health insurance plans to
Maryland residents. Anthem is a publicly
traded health insurance company on the New York Stock Exchange and is part of
the S&P 500. Anthem offers a large
network of the nation’s best physicians, specialists, and hospitals. Anthem provides programs and information to
manage chronic health conditions and offers services in dental coverage, life
insurance and pharmacy benefits.
With Anthem’s Preferred Provider plans, members are free to
choose a doctor or other provider out of Anthem’s network but will pay more for
the visit and/or care. All insurance
plans under Anthem cover routine checkups, preventive and specialty care,
hospitalization and surgery, diagnostic testing and emergency care prescription
drug coverage subject to variance in deductible and co-insurance payments.
Anthem’s Blue Cross
Blue Shield Lumenos plans offer 100% preventive care coverage, a health
account, and traditional health coverage.
The variance between Lumenos plans rely on how much contribution is made
to the health account and how the money is used to pay for health
expenses. These plans are flexible to
the member’s budget and are designed to reduce out-of-pocket expenses.
Anthem’s HSA plans
or Health Savings Account Plans are for individuals and families that want to
control their health insurance costs by combing low-cost high-deductible health
insurance plans with network discounts.
Members of these plans have control and flexibility over their health
care money while receiving tax advantages that will accumulate with time. Anthem lowers the health insurance premium
and pays out-of pocket health care expenses with tax-advantaged savings.
Within the Blue Open Access SmartSense POS Plan and Blue
Open Access Premier PPO Plan, members have the freedom to choose what health
care provider they want to use.
Maternity is generally not covered however optional coverage may be
available within certain Blue Open Access Plans.
Anthem also offers DentalBlue for members which are network
based PPO dental insurance products. The
Dental Networks come within the 100 Network, the 200 Network and the 300
more information about Anthem plans in Arizona, contact us at 877-567-5267.