Anthem is a publicly traded company on the New York Stock Exchange and is part of the S&P 500. Anthem offers a variety of plans to those who live in Missouri, such as Blue Essential plans, Lumenos Health Savings Account plans, Premier Plans, and BlueAccess Value.
Monthly premiums range from $57 to $211 for individuals and $218 to $780 for families.
For Lumenos Health Savings Account plans in Missouri, the deductibles range from $1,500 to $5,500 for individuals and $3,000 to $11,000 for both in network and out-of-network. Doctor visits, professional and diagnostic services, in and out-patient services, emergency room services and preventive care services range from 0%-40% co-insurance for in-network and range from 30%-50% coinsurance for out-of-network. Maternity is not usually covered, but optional coverage may be available depending on the plan. Other optional coverage that is available is dental and life insurance.
Health Savings Accounts allow members to decide where their health care money is allocated- whether it is used for short terms expenses such as copays or long term expenses such as medical care down the road.
Other popular Anthem plans in Missouri are Preferred Provider Organization (PPO) plans. These are plans that are part of the main three health insurance plans such as Health Maintenance Organization (HMO) plans and Point of Service (POS) plans. Preferred Provider Organization plans are different from Health Maintenance Organization plans in that they allow members to choose out of network care providers, whereas HMOs require members to choose care from in-network care providers- doctors, hospitals and specialists.For more information about Anthem plans in Missouri, contact us at 877-567-5267.