Anthem offers a variety of health insurance plans to Kentucky residents. Anthem's most popular plans in Kentucky include Health Savings Account Lumenos plans, Preferred Provider Organization Blue Access Value plans, Preferred Provider Organization SmartSense plans, and Preferred Provider Organization Premier plans. Monthly premiums range from $44 to $188 for individuals and $201 to $618 for families. The following plans give a variety of options depending on the individual's or family's health coverage needs in Kentucky:
Anthem is a publicly traded health insurance company on the New York Stock Exchange and is part of the S&P 500. Anthem offers a large network of the nation's best physicians, specialists, and hospitals. Anthem provides programs and information to manage chronic health conditions and offers services in dental coverage, life insurance and pharmacy benefits.
With Anthem's Preferred Provider plans, members are free to choose a doctor or other provider out of Anthem's network; however the patient will pay more for the visit and/or care. All insurance plans under Anthem cover routine checkups, preventive and specialty care, hospitalization and surgery, diagnostic testing and emergency care prescription drug coverage subject to variance in deductible and co-insurance payments.
Anthem's Blue Cross Blue Shield Lumenos plans offer 100% preventive care coverage, a health account, and traditional health coverage. The variance between Lumenos plans rely on how much contribution is made to the health account and how the money is used to pay for health expenses. These plans are flexible to the member's budget and is designed to reduce out-of-pocket expenses.
Anthem's HSA plans or Health Savings Account Plans are for individuals and families that want to control their health insurance costs by combing low-cost high-deductible health insurance plans with network discounts. Members of these plans have control and flexibility over their health care money while receiving tax advantages that will accumulate with time. Anthem lowers the health insurance premium and pays out-of pocket health care expenses with tax-advantaged savings.
For more information about Anthem plans in Kentucky, contact us at 877-567-5267.