Health Plan One offers more than 5 Medicare plans in Austin, which is part of Travis County, Texas. Medicare carriers that offer Medicare Advantage and Medicare supplement plans in Austin include Humana and Aetna. Enter your ZIP code above to compare the details of the Medicare plans available in Austin.
Medicare is funded by the government for those who are 65 years and older. Medicare consists of Part A, or hospital insurance, and Part B, or medical insurance. Medicare Part C is a Medicare Advantage Plan which combines Part A and Part B and in some cases Part D. Medicare Part C is managed by insurance companies which are Medicare-approved. These plans cover the necessary medical services, and have co-payments, coinsurance, and deductibles which vary. Medicare Part D provides assistance in covering prescription drugs and can prevent high costs in the future. Like Medicare Part C, the coverage depends on the plan.
The Texas State Kidney Health Care Program, or KHC, provides assistance to Texas residents with End-Stage Renal Disease. Those who are eligible to apply are Texas state residents, ESRD certified, must be receiving a regular course of chronic renal dialysis treatment and must be Medicare eligible.
For more information on the Texas Kidney Health Care Program, call (800) 222-3986 or visit the Texas Department of State Services website.
For more information on Texas Medicare, visit our Texas Medicare page.
Humana healthcare formed in 1961. Humana offers Austin residents a variety of HumanaChoice PPO plans and a Humana Gold Plus HMO plan. The office visit deductibles range from $10-$40, and the deductibles for hospital outpatient visits range from $50-$150 depending on the type of plan the beneficiary chooses. Pharmacy is covered under the PPO plans with a premium ranging from $76-$104. Humana Gold Plus HMO does not have a premium and has pharmacy coverage.
For more information on Humana Medicare, visit our Humana Medicare page
Key areas to consider when choosing the appropriate Medicare plan are out of pocket costs, whether the plan allows the beneficiary to choose in network or out of network doctors, hospital expenses, co-insurance, the amount of skilled nursing and in-home recovery coverage the plan offers, as well as facility co-insurance. PPO plans offer the freedom to choose out-of-network doctors and specialists while in most cases HMO plans do not. However, the copay or deductible may be higher if the beneficiary chooses an out-of-network doctor under a PPO plan.