Health Plan One offers more than 8 Medicare plans in Baltimore, which is part of Baltimore City, Illinois. Medicare carriers that offer Medicare Advantage and Medicare supplement plans in Baltimore include Humana and Aetna. Enter your ZIP code above to compare the details of the Medicare plans available in Baltimore.
Medicare is funded by the government for those who are 65 years and older. Medicare consists of Part A, or hospital insurance, and Part B, or medical insurance. Medicare Part C is a Medicare Advantage Plan which combines Part A and Part B and in some cases Part D. Medicare Part C is managed by insurance companies which are Medicare-approved. These plans cover the necessary medical services, and have co-payments, coinsurance, and deductibles which vary. Medicare Part D provides assistance in covering prescription drugs and can prevent high costs in the future. Like Medicare Part C, the coverage depends on the plan.
The Maryland Pharmacy Assistance Program provides help to Maryland residents with their prescription drug coverage. There is no monthly premium for the program. Those who are eligible for Marylandâ€™s program are Marylandâ€™s residents and meet the income requirements.
For more information call (800) 226-2142
For more information on Maryland State Medicare, visit our Maryland Medicare page.
Aetna has been a healthcare provider for over 150 years. Aetna provides a variety of plans to meet the needs of senior citizens in Baltimore. Such plans are Medicare Supplement, Medicare Value Plan, Medicare Standard Plan and Medicare Premier Plan. Aetna offers bonuses that exceed Original Medicare such as wellness, vision, and fitness benefits and discounts on health related services. Some plans that Aetna offers to Baltimore residents are Medicare Basic, Standard and Premier Plan HMO and Medicare Standard and Premier Plan PPO.
Aetnaâ€™s premiums range from $0-$126 for HMO plans and range from $140-$199 for PPO plans. Medicare Advantage plans cover the same type of services that Original Medicare does not cover. Medicare Supplement plans assist those who are paying out-of-pocket costs that Original Medicare does not cover. The Medicare supplement plans may give the beneficiary the choice to visit any doctor or hospital.
For more information on Aetna Medicare, visit our Aetna Medicare page.
Key areas to consider when choosing the appropriate Medicare plan are out of pocket costs, whether the plan allows the beneficiary to choose in network or out of network doctors, hospital expenses, co-insurance, the amount of skilled nursing and in-home recovery coverage the plan offers, as well as facility co-insurance. PPO plans offer the freedom to choose out-of-network doctors and specialists while in most cases HMO plans do not. However, the copay or deductible may be higher if the beneficiary chooses an out-of-network doctor under a PPO plan.