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CIGNA - California

CIGNA is a publicly traded company on the New York Stock Exchange, the Philadelphia Stock Exchange, as well as the Pacific Stock Exchange.  CIGNA offers Group Insurance, HealthCare and International Coverage as well as other programs such as Intracorp, Choicelinx and CIGNA Voluntary for California residents.

For an in depth CIGNA Insurance Plan Summary in California, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

CIGNA’s group insurance expands over disability, life and accident products that are offered to employees and members through employers, associations and other groups.

For more information about group insurance in California, refer to our California Small Business Group page.

CIGNA International covers life, accident and supplemental health insurance for employees in multinational companies or those who are working international jobs.

CIGNA Intercorp’s focus is to prevent sicknesses and injuries while reducing the amount of medical expenses and time spent for members with their case-by-case management services.

CIGNA Voluntary includes employee assistance programs, as well as medical and pharmacy benefits along with dental and vision care.

The main products that CIGNA offers California residents are Health Savings Accounts, Preferred Provider Organization and Health Maintenance Organization plans as well as Open Access plans.

Health Savings Accounts are for individuals or families who want responsibility over their health and therefore choose to live healthier lifestyles.  Members are able to decide how and where their health care dollars are spent.  Health Savings Accounts also stay with the member if they choose to move out of the state, switch jobs, or even change marital status. 

Preferred Provider Organizations and Health Maintenance Organization are two of the main health insurance plans, however they are much different.  Health Maintenance Organization plans tend to be cheaper than Preferred Provider Organizations because they require members to use in-network health care providers, such as primary care doctors, specialists and hospitals.   Preferred Provider Organizations give members the choice to use out-of-network providers at an additional copay rate.

Open Access plans allow California residents to choose their Primary Care Physician and referrals are not necessary when seeing out-of-network specialists.

For more information about CIGNA plans in California, contact us at 877-567-5267.