CIGNA offers a variety of health plans in the state of Colorado. Rates and benefits always vary depending on the plan that's right for you. CIGNA's Health Savings and Open Access plans are both major services offered in the state of Colorado. More specifically, the state offers the following plans:
A Health Savings Account (H.S.A.) offers members an opportunity to control how health care dollars are spent along all along with a tax advantaged savings account and comprehensive medical insurance coverage. Combining high deductible health insurance with a tax advantage savings account, the money you save in your account will help you paying your deductible. The benefits of such plans allow you to pay for deductible with pre-tax dollars. This plan will allow you to save roughly 70% or more on the cost of your health insurance.
The open access plan offered by CIGNA gives you options when it comes to health coverage. As a member you can choose a Primary Care Physician (PCP) to serve as a personal physician to cooridinate your health needs. Also, there are no referrals necessary to see specialists within your network. Open access plans in Colorado also provide emergency care 24 hours a day, no matter where you are located at the time. For more information on specific Health Savings Account and/or Open Access plans click on one of the above links.
Members will only be reimbursed for care covered through a CIGNA network provider in Colorado. To find a participating doctor search the Provider Directoryor visit the online directory at www.cigna.com. Benefits vary on whether or not you are being serviced within a network so it's important to know if your current Colorado location is eligible. For more information, our experts can help you with any questions you may have. You can reach us at 877-567-5267.
CIGNA is one of the most respected health insurance companies in the country. Offering everything in health and wellness, they give you a variety of COBRA, HMO, and Network plans. CIGNA supplies a 24 hour information line while offering special programs to everyone from babies to mothers. Offering a variety of capabilities, CIGNA allows employers to create benefit solutions that are compatible with their specific business needs. Their companies include CIGNA Group Insurance, CIGNA HealthCare, and CIGNA International.