For individuals, CIGNA's monthly premium ranges from $116 to $206. For families, CIGNA's monthly premium ranges from $361 to $644.
The most popular plans that CIGNA offers to Florida residents are Preferred Provider Organization (PPO) Open Access plans and Health Savings Account (HSA) plans.
Preferred Provider Organization Open Access plans give Florida residents the choice of what health care professional they would like to visit, whether it be primary care, specialist care, or choosing a hospital. Opposite of Health Maintenance Organization (HMO) plans; PPO plans have a higher copay rate if the individual decides to participate in an out-of-network provider. HMO plans tend to be a cheaper route, however. Open Access plans also allow California residents to choose their Primary Care Physician and referrals are not necessary when seeing out-of-network specialists.
Health Savings Account plans provides members the responsibility over their health care and their health insurance dollars, leading them to choose a healthier lifestyle. The member can decide if they would like to save their health care money (which earns interest) to afford medical operations in the future, or if they need to pay for copay rates, which would use the money for short term instances.
CIGNA is a publicly traded company on the New York Stock Exchange, the Philadelphia Stock Exchange, as well as the Pacific Stock Exchange and offers Group Insurance, HealthCare and International Coverage as well as other programs such as employee assistance programs, medical and pharmacy benefits, dental and vision care, and case-by-case management services to reduce time and money for patients.
For more information about CIGNA plans in California, contact us at 877-567-5267.