For individuals, CIGNA's monthly premium ranges from $85 to $163. For families, CIGNA's monthly premium ranges from $317 to $608.
The two most popular types of CIGNA plans in Georgia are Health Savings Accounts and Preferred Provider Organization plans.
Those who choose CIGNA's Health Savings Account (HSA) plans want responsibility over their healthcare dollars and therefore choose to live a healthier lifestyle. Members with HSA accounts are able to allocate their money for long-term medical needs or for short-term copayments. Health Savings Accounts earn interest and are flexible if the beneficiary moves or changes careers. Open Access plans allow California residents to choose their Primary Care Physician and referrals are not necessary when seeing out-of-network specialists.
Preferred Provider Organization (PPO) plans are those which offer members flexibility to see out-of-network health care providers such as primary care doctors, physicians and specialists, as well as hospitals, at a higher copay rate. PPOs differ from Health Maintenance Organization (HMO) plans in that HMOs require members to see providers within the carrier's network. However, HMO plans tend to be less expensive.
CIGNA is a publicly traded company on the New York Stock Exchange, the Philadelphia Stock Exchange, as well as the Pacific Stock Exchange. CIGNA offers additional benefits such as International coverage for overseas jobs, group insurance as well as employee assistance programs, pharmacy, dental, and vision care.
For more information about CIGNA's Employee benefits and group insurance rates, refer to our Georgia Small Business Group page.For more information about CIGNA plans in Georgia, contact us at 877-567-5267.