CIGNA is a publicly traded company on the New York Stock
Exchange, the Philadelphia Exchange as well as the Pacific Stock Exchange. CIGNA’s most popular plans in Maryland are
Preferred Provider Organization (PPO) plans, Open Access plans, and Health
Savings Accounts (HSA).
For an in depth CIGNA Insurance Plan Summary in Maryland,
Preferred Provider Organization plans differ from Health
Maintenance Organization plans. Health
Maintenance Organization plans are usually the cheaper options; however
Preferred Provider Organizations tend to be more flexible. Health Maintenance Organization plans require
members to use in-network care providers such as primary care physicians,
specialists and hospitals. Preferred Provider Organization plans allow members
to use out-of-network care providers.
Open Access plans also allow members to be able to choose their own
Primary Care Physician (PCP) and members do not need a referral to see
Health Savings Accounts are the option for those who want to
take responsibility over their health, choose to live healthier lifestyles and
want control over how their health care dollars are being spent. The Health Savings Account earns interest for
the money that is not being spent, and is flexible whether the beneficiary is
moving to another state or is changing careers.
Members can choose to save their money for future medical operations and
medical care or they can use their money for copayments.
CIGNA also offers benefits for members within the
carrier. CIGNA offers the Employee
Assistance Program for those in Maryland and who are part of a small business
group plan. For more information about
group plans in Maryland, visit our Maryland Small
Business Group page.
Other benefits that CIGNA offers to members are international
coverage programs when working oversees and case-by-case management services to
reduce time and costs.
information about CIGNA plans in Connecticut, contact us at 877-567-5267.