CIGNA is a publicly traded company on the New York Stock
Exchange, the Philadelphia Exchange as well as the Pacific Stock Exchange. CIGNA’s most popular plans in Missouri are
Preferred Provider Organization (PPO) plans, Open Access plans, and Health
Savings Accounts (HSA).
For an in depth CIGNA Insurance Plan Summary in Missouri,
CIGNA includes benefits for group plans such as life and
accident products that are offered to employees and members through employers
or associations. CIGNA also offers the
Employee Assistance Program. The Program
two levels: 24/7 telephone access and face-to-face assessments and counseling
sessions. The number of
visits per unique issue per year may also depend on what plan the employer
For more information about group insurance in Missouri, visit our Missouri Small Business Group page.
CIGNA also offers benefits for those who work overseas for a
project or who work for an international company. These benefits cover life, accident and
supplemental health insurance. CIGNA’s
Intercorp program focuses on preventing sicknesses and injuries and reduces
expenses and time by providing a case-by-case management service to members.
CIGNA Voluntary includes medical and pharmacy discounts and
benefits as well as dental and vision care.
Preferred Provider Organizations and Health Maintenance
Organization are two of the main health insurance plans, however they are much
different. Health Maintenance
Organization plans tend to be cheaper than Preferred Provider Organizations
because they require members to use in-network health care providers, such as
primary care doctors, specialists and hospitals. Preferred Provider Organizations give
members the choice to use out-of-network providers at an additional copay
rate. Open Access plans allow Missouri
residents to choose their Primary Care Physician and referrals are not
necessary when seeing out-of-network specialists.
Health Savings Accounts are for those who choose to take
responsibility over their health and decide where to allocate their health care
dollars. These accounts are flexible and
stay with the member if they move or if they switch careers.
more information about CIGNA plans in California, contact us at 877-567-5267.