CIGNA is a publicly traded company on the New York Stock
Exchange, the Philadelphia Exchange as well as the Pacific Stock Exchange. CIGNA’s most popular plans in New Jersey are
Preferred Provider Organization (PPO) plans, Open Access plans, and Health
Savings Accounts (HSA).
For an in depth CIGNA Insurance Plan Summary in New
CIGNA in New Jersey includes benefits for group plans such
as life and accident products as well as the Employee Assistance Program. This Program can provide 24/7 telephone access and, if
the member chooses, face-to-face assessments and counseling sessions. The number of
visits per unique issue per year may also depend on what plan the employer
chooses and state the member resides in.
For more information about group insurance in New Jersey, visit our New Jersey Small Business Group page.
CIGNA International is an international program for
residents in New Jersey and offers benefits for those who work overseas for a
project or who work for an international company. These benefits cover life, accident and
supplemental health insurance.
Other programs that CIGNA offers are CIGNA Intercorp and
CIGNA Voluntary. CIGNA’s Intercorp
program focuses on preventing sicknesses and injuries and reduces expenses and
time by providing a case-by-case management service to members. CIGNA Voluntary includes medical and pharmacy
discounts and benefits as well as dental and vision care.
Preferred Provider Organization (PPO) plans are much
different than Health Maintenance Organization (HMO) plans. HMOs tend to be less expensive than PPOs
because they require members to use in-network health care providers, such as
primary care doctors, specialists and hospitals. Preferred Provider Organizations give
members the choice to use out-of-network providers with an additional copay
rate. Open Access plans allow New Jersey
residents to choose their Primary Care Physician. Referrals are also not necessary when seeing
Health Savings Accounts are for those who choose to take
responsibility over their health and decide where to allocate their health care
dollars. Health Savings Accounts also
stay with the member if they choose to move out of the state, switch jobs, or
even change marital status.
more information about CIGNA plans in California, contact us at 877-567-5267.