CIGNA is a publicly traded company on the New York Stock
Exchange, the Philadelphia Exchange as well as the Pacific Stock Exchange. CIGNA’s most popular plans in Pennsylvania
are Preferred Provider Organization (PPO) plans, Open Access plans, and Health
Savings Accounts (HSA).
For an in depth CIGNA Insurance Plan Summary in Pennsylvania,
CIGNA offers various programs and benefits to members within
their network. This includes CIGNA
Intercorp, CIGNA International, CIGNA Voluntary, and CIGNA Group.
CIGNA’s group coverage expands through life insurance,
accident insurance, as well as supplemental health insurance such as dental and
vision care. CIGNA also offers the
Employee Assistance Program for employees in small businesses. With this program, employees are able to
choose from 24/7 telephone access to speak with a CIGNA representative and a
few counseling sessions per unique issue per year.
CIGNA International is a program which covers life, accident
and supplemental health insurance for individuals who are overseas working on a
project for their company, or for individuals who are working for an
CIGNA Voluntary includes discounts and benefits for pharmacy
and medical as well as supplemental health insurance such as dental and vision
CIGNA’s most popular products in Pennsylvania are their
Preferred Provider Organization Open Access Plan and their Health Savings
Preferred Provider Organizations (PPO), unlike Health
Maintenance Organizations (HMO), provide members with the option to choose from
health care providers that are out of the carrier’s network at an additional
copayment. HMOs require members to
choose primary care physicians, specialists and hospitals that are in the
carrier’s network. Open Access plans
allow California residents to choose their Primary Care Physician and referrals
are not necessary when seeing out-of-network specialists.
Some choose to have a Health Savings Account because they
want to take responsibility over their health, and want to control where their
health dollars are being spent. Health
Savings Accounts are flexible and follow the individual between jobs and
between states if they decide to move.
more information about CIGNA plans in Pennsylvania, contact us at 877-567-5267.