For individuals, CIGNA's monthly premium ranges from $110 to $194. For families, CIGNA's monthly premium ranges from $360 to $634.
The two most popular types of CIGNA plans in Texas are Preferred Provider Organization plans and Health Savings Accounts.
CIGNA offers the following programs to further benefit Texas residents:
CIGNA International covers life, accident and supplemental health insurance for employees in multinational companies or those who are working international jobs.
CIGNA Intercorp's focus is to prevent sicknesses and injuries while reducing the amount of medical expenses and time spent for members with their case-by-case management services.
CIGNA Voluntary includes employee assistance programs, as well as medical and pharmacy benefits along with dental and vision care.
Preferred Provider Organization (PPO) plans offer members flexibility to see out-of-network health care providers such as primary care doctors, physicians and specialists, as well as hospitals, at a higher copay rate. Health Maintenance Organization (HMO) plans require members to see providers within the carrier's network, and therefore tend to be less expensive.
Open Access plans allow Texas residents to choose their Primary Care Physician and referrals are not necessary when seeing out-of-network specialists.
CIGNA's Health Savings Account (HSA) plans are for individuals who want responsibility over their healthcare dollars and therefore choose to live a healthier lifestyle. Members with HSA accounts are able to allocate their money for long-term medical needs or for short-term copayments.
For more information about CIGNA plans in Texas, contact us at 877-567-5267.