Celtic has been awarded an ‘A-’ for excellent by A.M. based
on their reputation of financial stability and strength in the health insurance
industry. Celtic Health Insurance offers
a variety of plans for residents of New Jersey.
Some of the most popular plans that Celtic offers New Jersey
residents are Celtic Basic Health Plans, Celtic Preferred Health Plans and
Health Savings Plans.
For an in depth Celtic Insurance Plan Summary in New
The most affordable Celtic health plans in New Jersey is the
Celtic Basic Plan. This plan has high
deductible options that are partnered with low premiums. Since this is a form of “catastrophic” plan,
the ideal candidates for high deductible option plans are young and healthy
individuals where emergency medical care is a very rare case.
The Celtic Basic Plan also offers Preferred Provider
Organization options with 80/20% coinsurance and $1,500 to $5,000 deductible
choices. As of March 1, 2010, Celtic is
now offering 70/30% coinsurance level with deductibles ranging from $1,500 to
$7,500. There is a prescription drug
option and a $200 wellness benefit for the Celtic Basic Plan.
Preferred Provider Organization (PPO) health plans differ
from Health Maintenance Organization (HMO) plans in that PPOs offer individuals
and families the freedom to choose out-of-network primary care physicians,
specialists and hospitals while HMOs require members to choose in-network
health care providers. On the other
hand, HMOs tend to be a cheaper option.
CeltiCare Preferred Select plan is another PPO plan that
Celtic offers residents of New Jersey.
It is offered for children, adults and families. There is a choice of 80/20% or 100/0%
coinsurance options where the member is responsible for the bottom number. Deductibles range from $500 to $5,000. Additional options can be added on such as
supplemental accident options and prescription drug coverage. There is a $20 copayment for generic drugs.
For more information on health insurance with Celtic, visit
Health Insurance page.
information about Celtic plans
in New Jersey, contact us at