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Celtic – New Jersey

Celtic has been awarded an ‘A-’ for excellent by A.M. based on their reputation of financial stability and strength in the health insurance industry.  Celtic Health Insurance offers a variety of plans for residents of New Jersey.

Some of the most popular plans that Celtic offers New Jersey residents are Celtic Basic Health Plans, Celtic Preferred Health Plans and Health Savings Plans.

For an in depth Celtic Insurance Plan Summary in New Jersey, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

The most affordable Celtic health plans in New Jersey is the Celtic Basic Plan.  This plan has high deductible options that are partnered with low premiums.  Since this is a form of “catastrophic” plan, the ideal candidates for high deductible option plans are young and healthy individuals where emergency medical care is a very rare case. 

The Celtic Basic Plan also offers Preferred Provider Organization options with 80/20% coinsurance and $1,500 to $5,000 deductible choices.  As of March 1, 2010, Celtic is now offering 70/30% coinsurance level with deductibles ranging from $1,500 to $7,500.  There is a prescription drug option and a $200 wellness benefit for the Celtic Basic Plan.

Preferred Provider Organization (PPO) health plans differ from Health Maintenance Organization (HMO) plans in that PPOs offer individuals and families the freedom to choose out-of-network primary care physicians, specialists and hospitals while HMOs require members to choose in-network health care providers.  On the other hand, HMOs tend to be a cheaper option.  

CeltiCare Preferred Select plan is another PPO plan that Celtic offers residents of New Jersey.  It is offered for children, adults and families.  There is a choice of 80/20% or 100/0% coinsurance options where the member is responsible for the bottom number.  Deductibles range from $500 to $5,000.  Additional options can be added on such as supplemental accident options and prescription drug coverage.  There is a $20 copayment for generic drugs.

For more information on health insurance with Celtic, visit our Celtic Health Insurance page.

For more information about Celtic plans in New Jersey, contact us at 877-567-5267.