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Elgin Health Insurance - Kane County, IL Health Insurance

Health Plan One offers more than 100 health insurance plans in Elgin, which is in Kane County, Illinois. Health insurance carriers that offer individual and family health insurance plans in Elgin include Aetna, Assurant, BlueCross BlueShield, Humana, and United Health One. Enter your ZIP code above to compare the details of the health insurance plans available in Elgin.

Other health insurance options that Health Plan One offers fit the needs of those who may find it difficult to receive health insurance in Illinois.

Health Plan One offers COBRA for those who are in between jobs.  With this program, the member can extend their health insurance plan for up to 18 months after losing their job.  Our licensed insurance specialists are also available via LiveChat or toll-free at (877) 567-5267 to answer any questions.  However, if you are unhealthy see below and there may be other options in which Health Plan One can help you with.

Those who own a small business with two to fifty eligible employees that work at least 25-30 hours a week can apply for a small group plan, depending on what carrier you choose.  Health Plan One can help quote the plans that best suit the group's needs.  Medical underwriting for small group plans is allowed in Illinois.  Simply call our toll-free number at (877) 567-5267 to learn more information and see if you qualify.

Medicaid is a federal-state cooperative created by Congress to finance health services for those who cannot afford individual health insurance on today’s market. Illinois’s Medicaid State Plan operates along the lines of regular health insurance.  Those who qualify receive a card and show it to their doctor at an appointment.  If the doctor participates in Medicaid, the bill is paid for by the State minus any other health insurance the beneficiary may have.  To see if you qualify for Illinois’s Medicaid State Plan visit: http://www.hfs.illinois.gov/medical/apply.html

For more information on Illinois Medicare, visit MedicareSolutions.com

The Illinois Comprehensive Health Insurance Program, or CHIP, was created for Illinois residents who are medically uninsurable on the individual market due to medical preexisting conditions.  Those who are eligible to apply are unable to obtain health coverage. Those who are eligible to apply are not eligible for Medicare or Medicaid, however this is a Medicare Plan for those over 65, within CHIP.  Premiums are usually established by law at 125-150% over the average rates of the individual health insurance market.  For complete details about CHIP, visit: http://www.chip.state.il.us/premadmin.htm

All Kids is a Illinois Medicaid option that serves children up to age 18 whose parents’ income is too high to qualify for Medicaid, but too low to receive private insurance.    Explore their website to learn more about All Kids and if your child can qualify: http://www.allkids.com/customers/

The most popular plans in Illinois are Humana Autograph Total Plus Rx, Aetna PPO 5000, Humana Autograph Share PPO, Assurant Health PPO CoreMed Plan, Aetna HSA PPO High Deductible, UnitedHealthOne Network Copay Select, UnitedHealthOne HSA 100,Aetna PPO Value, SelectBlue Advantage PPO, Humana Portrait Share PPO, and SelectBlue PPO.