According to the Georgia small business profile, 97.7
percent of total firms were small firms as of 2004. Women also represent roughly 32 percent of
the self-employed in Georgia. Health Plan One can help you business find plans
under Aetna Health Insurance, Blue Cross, Cigna, Humana, and Assurant. Enter your zip code above and select “Small
Business Group” to find a quote in your area.
To qualify for a small group plan, small businesses must
have between two or more employees who work at least 25-30 hours per week. Tax forms and other documentation must be
provided by the company in order to apply on behalf of the employee. To apply for a group plan, companies need at
least 50 percent of all employees to join, though 75 percent is preferred.
Blue Cross Blue Shield of Georgia provides National and
International access to health providers as well as 24/7 international
emergency care coverage. Benefits
programs of Blue Cross Blue Shield of Georgia include fitness memberships,
discounts on vision, discounts on vitamins and complementary medicine. BSBCGA also allows employees to access their
account online in services such as changing a primary care physician, checking
up on a claim as well as access to health and wellness information.
For more information about Blue Cross Blue Shield of
Georgia, visit our BCBSGA Health
Humana and Cigna offer the Employee Assistance Program (EAP)
to small businesses in Georgia. Employee
Assistance Programs provides 24/7 access to speak with a representative on the
telephone, and includes the options of providing face-to-face assessments along
with face-to-face short counseling sessions.
The numbers of visits per year per unique issue vary by plan.
For more information about Humana, visit our Humana
For more information about Cigna, visit our Cigna Health
Medical underwriting is allowed in the state of Georgia,
which means that instead of increasing the monthly premium for the individual
based on health history or habits such as smoking, there is one flat monthly
rate for all employees. Research and
communication with employees is important to find the best health plan to fit
the company’s needs while optimizing its tax deductible rate. Aetna offers a Personal Health record for
employers which provide a complete file on each employee’s health history, and
allows them 24/7 access to update, change, or add to each employee’s accounts.
For more information about Aetna, visit our Aetna Health
Assurant Health offers Real ChoicesSM Major
Medical Plans for small businesses. Real
ChoicesSM includes no-referral necessary benefits, covers
international emergency care and offers a tax advantage Health Savings
Accounts. Health Savings Accounts enables
employees to manage their healthcare money, allowing them to choose where their
money goes in terms of short term copayments or long-term health care.
For more information about Assurant Health and Real Choices,SM
visit our Assurant
Call 877-567-5267 to speak with our trained health insurance
specialists and receive a quote.