Golden Rule - Arizona

UnitedHealth One is the brand name used for Golden Rules products administered or underwritten by the UnitedHealthcare family of companies which offer personal health insurance.  Golden Rule is a major health insurance provider in the state of Arizona and has been in business for over 60 years.  It is rated “A” for Excellent by A.M. Best, and has a rating of “A+” for Strong by Standard and Poor’s.  The rating is based on financial strength and health care stability. 

Golden Rule offers a variety of health insurance plans to Arizona residents.  Golden Rule’s most popular plans in Arizona include Network Copay Select 30% - $5,000, Network Copay Select 20%- $3,500, HSA 100 - $2,500, Network Copay Select 100% - $3,500, Network Copay Select 20% - $2,500, Network Copay Select 100% - $2,500

The following plans give a variety of options depending on the individual’s or family’s health coverage needs:

Network Copay Saver 1500                                          Network Copay Saver 2500

Network Copay Saver 5000                                          Network Copay Saver 7500

Network Copay Saver 10000                                       Network Copay Select 30%

HSA 70                                                                                               Plan 100

Plan 80                                                                                                Saver 80              

For an in depth Golden Rule Insurance Plan Summary in Arizona, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

HSA 100 versus Copay Select 100

The Network Copay Select plan’s monthly premium is $106.11.  There is a $2,500 out-of-pocket deductible cost.  For primary and specialist care there is $35 copay.  For annual OB/GYN and annual physical examinations, there is a $35 copayment.  For inpatient and outpatient visits there is no additional charge after deductible.  Rx is covered- see plan for details.

The HSA 100 plan’s monthly premium is $81.17.  There is a $2,500 out-of-pocket deductible cost.  For primary and specialist care there is $35 copay.  For annual OB/GYN and annual physical examinations, there is a $35 copayment.  For inpatient and outpatient visits there is no additional charge after deductible.  For drug coverage, there is no charge for drugs after deductible is paid for and the maximum annual benefit is $3,000.