Humana is headquartered in Louisville, Kentucky and is
one of the nation’s largest publicly traded health insurance companies. Serving over 9 million members, Humana offers
Group Health Insurance, Medicare Plans, Individual Health Insurance Plans, and
Specialty benefits. Humana offers a wide
range of health insurance plans to those who live in Connecticut. The most popular plans in Connecticut include
Monogram Total Plus Rx, Autograph Share Plus Rx, and Portrait Share Plus Rx.
For an in depth Humana Insurance Plan Summary in Connecticut,
Monogram plan is a good choice for those who are healthy and visit the doctor
on occasion, a recent college graduate or graduate student, or those who are
not offered a group plan provided by their employer. This plan provides a high deductible with a
low premium which makes them attractive to younger people. However, High Deductible plans are known as a
form of “catastrophic” coverage, so this plan is recommended for those who go
for regular check-ups and take preventive care.
Humana’s Portrait Plan is ideal for those who want benefits as provided by big
employers, who want to minimize risk and who plan to use medical services in
the future. Those usually enrolled in
this plan are self-employed, are early-retirees, and who work for a company
that does not offer group health insurance.
In-network co-insurance plans are divided 80%/20% where the health plan
pays the 80% and the member pays 20%.
Autograph Plan is ideal for those who like the tax-saving benefits of a Health
Savings Account and who pay for medical expenses provided with tax-deductible contributions. The in-network coinsurance is 100% where the
health plan pays the 100%. Health Savings Account Plans are for individuals and
families that want to control their health insurance costs by combing low-cost
high-deductible health insurance plans with network discounts. Members of these plans have control and
flexibility over their health care money while receiving tax advantages that
will accumulate with time. Health
Savings Accounts follow the individual or family if they move to another state
or if there is a career change.
more information about Humana plans in Connecticut,
contact us at 877-567-5267.