Humana – Maryland

Humana is headquartered in Louisville, Kentucky and is one of the nation’s largest publicly traded health insurance companies.  Serving over 9 million members, Humana offers Group Health Insurance, Medicare Plans, Individual Health Insurance Plans, and Specialty benefits.  Humana offers a wide range of health insurance plans to those who live in Maryland.  The most popular plans in Maryland include Monogram Total Plus Rx, Autograph Share Plus Rx, and Portrait Share Plus Rx.

For an in depth Humana Insurance Plan Summary in Maryland, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

Humana offers customized, “build-your-own” plans and has a large network which includes 350,000 medical networks and 3,000 hospitals.

Though Humana has an extended network, plans such as PPO Portrait Share Plus or PPO Autograph Share Plus offer members the freedom to choose the health care provider- primary care physician, specialist or hospital.  Preferred Provider Organizations differ from Health Maintenance Organization (HMO) plans in that HMOs require members to visit in-network physicians, specialists and hospitals.

The Autograph Plans are ideal for those who enjoy tax-saving benefits of a Health Savings Account.  A Health Savings Account is an account for individuals or families where their health care dollars go into.  Those who have Health Savings Accounts are able to decide on what to spend their health care money on, whether it be for copayments or for future medical needs.

The Monogram plan is the choice amongst healthy and usually young individuals.  The Monogram plan is a High Deductible option.  High Deductible Health Plans (HDHP) are partnered with low premiums.  It is considered a form of a “catastrophic” plan, so participating in high deductible options are recommended for individuals where medical emergencies would be a rare case.

Portrait Plans divide in-network co-insurance into 80/20% where the member is responsible for the bottom percentage.

For more information about Humana plans in Maryland, contact us at 877-567-5267.