Humana is headquartered in Louisville, Kentucky and is one
of the nation’s largest publicly traded health insurance companies. Serving over 9 million members, Humana offers
Group Health Insurance, Medicare Plans, Individual Health Insurance Plans, and
Specialty benefits. Humana offers a wide
range of health insurance plans to those who live in Maryland. The most popular plans in Maryland include
Monogram Total Plus Rx, Autograph Share Plus Rx, and Portrait Share Plus Rx.
For an in depth Humana Insurance Plan Summary in Maryland,
customized, “build-your-own” plans and has a large network which includes
350,000 medical networks and 3,000 hospitals.
Though Humana has
an extended network, plans such as PPO Portrait Share Plus or PPO Autograph
Share Plus offer members the freedom to choose the health care provider-
primary care physician, specialist or hospital.
Preferred Provider Organizations differ from Health Maintenance
Organization (HMO) plans in that HMOs require members to visit in-network
physicians, specialists and hospitals.
The Autograph Plans
are ideal for those who enjoy tax-saving benefits of a Health Savings
Account. A Health Savings Account is an
account for individuals or families where their health care dollars go
into. Those who have Health Savings Accounts
are able to decide on what to spend their health care money on, whether it be
for copayments or for future medical needs.
The Monogram plan
is the choice amongst healthy and usually young individuals. The Monogram plan is a High Deductible
option. High Deductible Health Plans
(HDHP) are partnered with low premiums.
It is considered a form of a “catastrophic” plan, so participating in
high deductible options are recommended for individuals where medical
emergencies would be a rare case.
divide in-network co-insurance into 80/20% where the member is responsible for
the bottom percentage.
information about Humana plans in Maryland, contact us at 877-567-5267.