Humana is headquartered in Louisville, Kentucky and is one of the nation’s largest publicly traded health insurance companies. Serving over 9 million members, Humana offers Group Health Insurance, Medicare Plans, Individual Health Insurance Plans, and Specialty benefits. Humana offers a wide range of health insurance plans to those who live in New Jersey. The most popular plans in New Jersey include Monogram Total Plus Rx, Autograph Share Plus Rx, and Portrait Share Plus Rx.
For an in depth Humana Insurance Plan Summary in New Jersey, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp
Humana offers its members dental and disability insurance. Humana also offers “build-your-own” insurance plan. They have an extended network of 350,000 medical networks and 3,000 hospitals.
Humana offers Preferred Provider Organization plans, High Deductible Health Plans and Health Savings Accounts within their main plans.
Health Savings Accounts are the option for those who want to take responsibility over their health, choose to live healthier lifestyles and want control over how their health care dollars are being spent. The Health Savings Account earns interest for the money that is not being spent, and is flexible whether the beneficiary is moving to another state or is changing careers. Members can choose to save their money for future medical operations and medical care or they can use their money for copayments.
Preferred Provider Organizations and Health Maintenance Organization are two of the main health insurance plans, however they are much different. Health Maintenance Organization plans tend to be cheaper than Preferred Provider Organizations because they require members to use in-network health care providers, such as primary care doctors, specialists and hospitals. Preferred Provider Organizations give members the choice to use out-of-network providers at an additional copay rate. Open Access plans allow Missouri residents to choose their Primary Care Physician and referrals are not necessary when seeing out-of-network specialists.
For more information about Humana plans in Colorado, contact us at 877-567-5267.