Humana is headquartered in Louisville, Kentucky and is one
of the nation’s largest publicly traded health insurance companies. Serving over 9 million members, Humana offers
Group Health Insurance, Medicare Plans, Individual Health Insurance Plans, and
Specialty benefits. Humana offers a wide
range of health insurance plans to those who live in New Jersey. The most popular plans in New Jersey include
Monogram Total Plus Rx, Autograph Share Plus Rx, and Portrait Share Plus Rx.
For an in depth Humana Insurance Plan Summary in New Jersey,
Humana offers its members dental and disability
insurance. Humana also offers
“build-your-own” insurance plan. They
have an extended network of 350,000 medical networks and 3,000 hospitals.
Humana offers Preferred Provider Organization plans, High
Deductible Health Plans and Health Savings Accounts within their main plans.
Health Savings Accounts are the option for those who want to
take responsibility over their health, choose to live healthier lifestyles and
want control over how their health care dollars are being spent. The Health Savings Account earns interest for
the money that is not being spent, and is flexible whether the beneficiary is
moving to another state or is changing careers.
Members can choose to save their money for future medical operations and
medical care or they can use their money for copayments.
Preferred Provider Organizations and Health Maintenance
Organization are two of the main health insurance plans, however they are much
different. Health Maintenance
Organization plans tend to be cheaper than Preferred Provider Organizations
because they require members to use in-network health care providers, such as
primary care doctors, specialists and hospitals. Preferred Provider Organizations give
members the choice to use out-of-network providers at an additional copay
rate. Open Access plans allow Missouri
residents to choose their Primary Care Physician and referrals are not
necessary when seeing out-of-network specialists.
information about Humana plans in Colorado, contact us at 877-567-5267.