Humana offers a variety of health insurance plans to Colorado residents. Humana's most popular plans in Colorado include Monogram Total Plus Rx, Autograph Share Plus Rx, and Portrait Share Plus Rx. Humana offers Group Health Insurance, Medicare Plans, Individual Health Insurance Plans, and Specialty benefits. Monthly premiums range from $51-$200 for individuals and $185-$719 for families.
One of the nation's largest publicly traded health benefits companies, Humana serves nearly 9 million members. Humana is headquartered in Louisville, Kentucky and has been in business for over 45 years. Humana provides health benefits in dental care and disability insurance and insurances companies ranging from two to tens of thousands employees. Humana offers customized, â€œbuild-your-own" plans and has a large network which includes 350,000 medical networks and 3,000 hospitals.
Humana's Portrait Plan is ideal for those who want benefits as provided by big employers, who want to minimize risk and who plan to use medical services in the future. Those usually enrolled in this plan are self-employed, are early-retirees, and who work for a company that does not offer group health insurance. In-network co-insurance plans are divided 80%/20% where the health plan pays the 80% and the member pays 20%.
Humana's Autograph Plan is ideal for those who like the tax-saving benefits of a Health Savings Account and who pay for medical expenses provided with tax-deductible contributions. The in-network coinsurance is 100% where the health plan pays the 100%. Health Savings Account Plans are for individuals and families that want to control their health insurance costs by combing low-cost high-deductible health insurance plans with network discounts. Members of these plans have control and flexibility over their health care money while receiving tax advantages that will accumulate with time.
Humana's Monogram plan is an excellent choice for those who are healthy and visit the doctor on occasion, a recent college graduate or graduate student, or those who are not offered a group plan provided by their employer. This plan provides a high deductible with a low premium. For more information about Humana plans in Colorado, contact us at 877-567-5267.