Humana is headquartered in Louisville, Kentucky and is
one of the nation’s largest publicly traded health insurance companies. Serving over 9 million members, Humana offers
Group Health Insurance, Medicare Plans, Individual Health Insurance Plans, and
Specialty benefits. Humana offers a wide
range of health insurance plans to those who live in Pennsylvania. The most popular plans in Pennsylvania
include Monogram Total Plus Rx, Autograph Share Plus Rx, and Portrait Share
For an in depth Humana Insurance Plan Summary in
Pennsylvania, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp
Those who would choose Humana’s Autograph Plan are
individuals who enjoy having a Health Savings Account. Health Savings Accounts are accounts where
individual’s or family’s health care dollars are stored and earn interest. They are flexible and follow the member if
s/he moves in another state or switches careers. Members of these plans like to have control
over how their money is spent- whether it is used for short term copayments, or
long term medical care, all while having tax-advantaged savings that
accumulates over time. The in-network
co-insurance is 100% where Humana pays 100%.
Humana’s Portrait Plan is divided 80/20% where the member
is responsible for the bottom percentage.
Humana pays 80% of the coinsurance when members go to an in-network
health care provider. The Portrait Plan
is a Preferred Provider Organization plan.
A Preferred Provider Organization (PPO) plan is different from a Health
Maintenance Organization (HMO) plan because HMOs require members to go to
health care providers that are within the carrier’s network.
Humana’s Monogram plan is for those who regularly visit
the doctor and keep themselves healthy.
The plan combines a high deductible with a low premium. The low premium attracts younger people and
they generally chose to lead a healthier lifestyle. This plan is recommended for those where
medical emergencies is a rare case.
information about Humana plans in Pennsylvania, contact us at 877-567-5267.