Humana is headquartered in Louisville, Kentucky and is one of the nation’s largest publicly traded health insurance companies. Serving over 9 million members, Humana offers Group Health Insurance, Medicare Plans, Individual Health Insurance Plans, and Specialty benefits. Humana offers a wide range of health insurance plans to those who live in Pennsylvania. The most popular plans in Pennsylvania include Monogram Total Plus Rx, Autograph Share Plus Rx, and Portrait Share Plus Rx.
For an in depth Humana Insurance Plan Summary in Pennsylvania, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp
Those who would choose Humana’s Autograph Plan are individuals who enjoy having a Health Savings Account. Health Savings Accounts are accounts where individual’s or family’s health care dollars are stored and earn interest. They are flexible and follow the member if s/he moves in another state or switches careers. Members of these plans like to have control over how their money is spent- whether it is used for short term copayments, or long term medical care, all while having tax-advantaged savings that accumulates over time. The in-network co-insurance is 100% where Humana pays 100%.
Humana’s Portrait Plan is divided 80/20% where the member is responsible for the bottom percentage. Humana pays 80% of the coinsurance when members go to an in-network health care provider. The Portrait Plan is a Preferred Provider Organization plan. A Preferred Provider Organization (PPO) plan is different from a Health Maintenance Organization (HMO) plan because HMOs require members to go to health care providers that are within the carrier’s network.
Humana’s Monogram plan is for those who regularly visit the doctor and keep themselves healthy. The plan combines a high deductible with a low premium. The low premium attracts younger people and they generally chose to lead a healthier lifestyle. This plan is recommended for those where medical emergencies is a rare case.
For more information about Humana plans in Pennsylvania, contact us at 877-567-5267.