Humana – Texas

Humana is headquartered in Louisville, Kentucky and is one of the nation’s largest publicly traded health insurance companies.  Serving over 9 million members, Humana offers Group Health Insurance, Medicare Plans, Individual Health Insurance Plans, and Specialty benefits.

Humana offers a variety of health insurance plans to Texas residents.  Humana’s most popular plans in Texas includes: PPO Monogram Total Plus Rx - $7,500, PPO Autograph Share 80 Plus Rx - $5,000, PPO Autograph Share 70 Plus Rx - $2,500 and PPO Portrait Share 80 Plus Rx Unlimited - $2,500.

The following plans give a variety of options depending on the individual’s or family’s health coverage needs:

Autograph Share 70 Plus Rx 5000                                       Autograph Share 80 HSA 2000

Autograph Share 80 HSA 3000                                      Autograph Total Plus Rx HSA 5000

Autograph Share 80 Plus Rx 6000                                              AutographTotal HSA 2000

AutographTotal HSA 3000                                                          AutographTotal HSA 4000

Portrait Share 80 Plus Unlimited 1000                            AutographTotal Plus Rx HSA 1500

AutographTotal Plus Rx HSA 2500                                 AutographTotal Plus Rx HSA 3500

For individuals, Humana’s monthly premium ranges from $67 to $227. For families, Humana’s monthly premium ranges from $274 to $933.

For an in depth Humana Insurance Plan Summary in Texas, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp

Comparing the most popular plans:

The Portrait Share 80 Plus Rx PPO monthly premium is $152.57.  There is a $2,500 out-of-pocket deductible cost.  For primary care there is $35 copayment and $50 copayment for specialist care.  For annual OB/GYN and annual physical examinations, there is 20% copayment. For inpatient and outpatient visits there is 20% charge after deductible.  RX is covered with an unlimited maximum benefit, see plan for details.  Preferred Provider Organization plans allow members to choose from out-of-network primary care physicians, specialists and hospitals.  The copay is usually higher when choosing out-of-network. 

The Autograph Share 70 Plus Rx PPO monthly premium is $104.83.  There is a $2,500 out-of-pocket deductible cost.  For primary and specialist care there is 30% charge after deductible is paid.  For annual OB/GYN and annual physical examinations, there is 30% charge after deductible is paid. For inpatient and outpatient visits there is 30% charge after deductible is paid.  RX is covered with an unlimited maximum benefit, see plan for details.

The Autograph Share 80 Plus Rx PPO monthly premium is $103.77.  There is a $5,000 out-of-pocket deductible cost.  For primary care there is $35 copayment and $50 copayment for specialist care.  For annual OB/GYN and annual physical examinations, there is 20% copayment after deductible. For inpatient and outpatient visits there is 20% charge after deductible.  RX is covered with an unlimited maximum benefit, see plan for details.

The Monogram Total Plus monthly premium is $67.21.  There is a $7,500 out-of-pocket deductible cost.  For primary care there is no charge after deductible is paid.  For annual OB/GYN and annual physical examinations, there is no charge after deductible is paid. For inpatient and outpatient visits there is no charge after deductible is paid.  RX is covered with an unlimited maximum benefit, see plan for details.

For more information about Humana plans in Texas, contact us at 877-567-5267.