According to the Illinois small business profile, 98.3
percent of total firms were small firms as of 2004. Women also represent roughly 34.6 percent of
the self-employed in Illinois. Health Plan One can help you business find plans
under Aetna Health Insurance, Blue Cross Blue Shield, Humana, and
Assurant. Enter your zip code above and
select “Small Business Group” to find a quote in your area.
Blue Cross Blue Shield of Illinois offers BlueExtrasSM
for more ways to save money for your business.
include the Vision Discount Program, the Hearing Aid Discount Program, the
Weight Management Discount Program, and Alternative Medicine Discount Programs. The Vision Discount Program represents Davis
Vision which helps employees save on eye exams and other benefits such as
frames, lenses, permanent and disposable contact lenses and surgery. The Hearing Aid Discount Program represents
TruHearing, which allows employees to save on digital hearing aids. Jenny Craig, Curves, and Life Time Fitness
are also represented under the Weight Management Discount Program. Alternative Medicine Discount Programs
include various therapies to increase wellness and prevent illness. Over 35,000 practitioners offer discounts in
spas, and fitness centers as well as vitamins and herbal supplements.
For more information about Blue Cross Blue Shield of
Illinois, visit our BCBSIL Health
Humana offers the Employee Assistance Program (EAP). The EAP is available to small business in Illinois
and provides 24/7 telephone access to speak with a representative about any
health concerns. EAP also provides about
three face-to-face assessments as well as an additional six short counseling
sessions for all employees covered.
For more information about Humana, visit our Humana
In the state of Illinois, underwriting is allowed. What this means for your business is that
instead of the monthly premium increasing for each individual, the health
history of all employees are taken into account to provide one flat monthly
premium rate. Therefore, it is important
to communicate with your employees about their health history beforehand to
assess what insurance plan is best for your company. Premiums are tax deductible as well, so the
amount your company receives back before tax-time, depends on how much is spent
on health insurance. Aetna provides
employers with the Personal Health Record (PHR) which has a complete file on
each employee’s health history and allows them 24/7 access to change, edit and
update each employee’s accounts.
For more information about Aetna, visit our Aetna Health
Real ChoicesSM Major Medical Plans are offered by
Assurant Health. Real ChoicesSM
includes no-referral necessary benefits, has international health coverage, and
offers a tax advantage Health Savings Account. Health Savings Accounts (HSA) has
been around since December 2003, and works similar to an IRA. The money in the HSA allows the employee to
decide if the money should be used for short term expenses, such as copayments,
or long term expenses such as medical care.
For more information about Assurant Health and Real Choices,SM
visit our Assurant
Call 877-567-5267 to speak with our trained health insurance
specialists and receive a quote.