Memphis Medicare, Shelby County IL Medicare

Health Plan One offers more than 5 Medicare plans in Memphis, which is part of Mecklenburg County, North Carolina. Medicare carriers that offer Medicare Advantage and Medicare supplement plans in Memphis include Humana and AARP. Enter your ZIP code above to compare the details of the Medicare plans available in Memphis.

Medicare is funded by the government for those who are 65 years and older.  Medicare consists of Part A, or hospital insurance, and Part B, or medical insurance.  Medicare Part C is a Medicare Advantage Plan which combines Part A and Part B and in some cases Part D.  Medicare Part C is managed by insurance companies which are Medicare-approved.  These plans cover the necessary medical services, and have co-payments, coinsurance, and deductibles which vary.  Medicare Part D provides assistance in covering prescription drugs and can prevent high costs in the future.  Like Medicare Part C, the coverage depends on the plan.

The Tennessee Plan is available for any retired Tennessee employee or local education certified teaching staff who is receiving a monthly retirement allowance.  The Tennessee Plan covers a program of hospital and medical benefits for those enrolled in Medicare.  The Plan pays specific deductibles and co-insurance amounts that aren’t covered by Medicare. 

For more information call (800) 778-4123 or visit the Tennessee Health and Wellness Website.

For more information on Tennessee State Medicare, visit our Tennessee Medicare page.

AARP is a nonprofit organization for those who are above the age of 50.  AARP is broken down into three categories which are: MedicareComplete, MedicareRx, and Medicare Supplement

MedicareComplete is a group of Medicare Advantage plans that offer all benefits under original Medicare as well as prescription drug coverage, no limitations on pre-existing conditions and fitness benefits.

MedicareRx is a group of Medicare Part D plans which are designed to make prescription drug costs more predictable.  In 2007, AARP members saved a combined $15 billion on prescription drugs alone.

Medicare Supplement plans provide coverage for eligible AARP members.

For more information on AARP Medicare, visit our AARP Medicare page.

Humana healthcare formed in 1961.  Humana offers Memphis residents a variety of HumanaChoice PPO plans.  The office visit deductibles range from $10-$40, and the deductibles for hospital outpatient visits range from $0-$250 depending on the type of plan the beneficiary chooses.  Pharmacy is covered under the PPO plans with a premium ranging from $53-$80.

For more information on Humana Medicare, visit our Humana Medicare page.

Key areas to consider when choosing the appropriate Medicare plan are out of pocket costs, whether the plan allows the beneficiary to choose in network or out of network doctors, hospital expenses, co-insurance, the amount of skilled nursing and in-home recovery coverage the plan offers, as well as facility co-insurance.  PPO plans offer the freedom to choose out-of-network doctors and specialists while in most cases HMO plans do not.  However, the copay or deductible may be higher if the beneficiary chooses an out-of-network doctor under a PPO plan.