Health Plan One offers more than 7 Medicare plans in Philadelphia, which is part of Philadelphia County, Pennsylvania. Medicare carriers that offer Medicare Advantage and Medicare supplement plans in Philadelphia include Humana and Aetna. Enter your ZIP code above to compare the details of the Medicare plans available in Philadelphia.
Medicare is funded by the government for those who are 65 years and older. Medicare consists of Part A, or hospital insurance, and Part B, or medical insurance. Medicare Part C is a Medicare Advantage Plan which combines Part A and Part B and in some cases Part D. Medicare Part C is managed by insurance companies which are Medicare-approved. These plans cover the necessary medical services, and have co-payments, coinsurance, and deductibles which vary. Medicare Part D provides assistance in covering prescription drugs and can prevent high costs in the future. Like Medicare Part C, the coverage depends on the plan.
For more information on Pennsylvania State Medicare, visit our Pennsylvania Medicare page
Humana healthcare formed in 1961. Humana offers Philadelphia residents a variety of HumanaChoice PPO plans. The office visit deductibles range from $10-$35, and the deductibles for hospital outpatient visits range from $100-$200 depending on the type of plan the beneficiary chooses. Pharmacy is covered under the PPO plans with a premium ranging from $67-$95.
For more information on Humana Medicare, visit our Humana Medicare page
Aetna has been a healthcare provider for over 150 years. Aetna provides a variety of plans to meet the needs of senior citizens in Philadelphia. Such plans are Medicare Supplement, Medicare Value Plan, Medicare Standard Plan and Medicare Premier Plan. Aetna offers bonuses that exceed Original Medicare such as wellness, vision, and fitness benefits and discounts on health related services. Some plans that Aetna offers to Philadelphia residents are Medicare Value Plan HMO, Medicare Standard and Premier Plan PPO, and Medicare Supplement.
Plans that Aenta offers for Philadelphia residents are Plan F Medicare Supplement which has a monthly premium of $156, Medicare Premier HMO, Medicare Basic HMO and Medicare Standard HMO whose monthly premiums range from $0 (Basic) - $118 (Premier). The doctor visits for the Premier Plan range from $15-$45 while the outpatient visits are $200-$250/visit. Under Aetna Plan F, there is no doctor visit, hospital inpatient or outpatient copay. Pharmacy is covered under the Premier and Standard Plan while it is not covered under the Basic Plan and Aetna Plan F Supplement.
Medicare Advantage plans cover the same type of services that Original Medicare does not cover. Medicare Supplement plans assist those who are paying out-of-pocket costs that Original Medicare does not cover. The Medicare supplement plans may give the beneficiary the choice to visit any doctor or hospital.
For more information on Aetna Medicare, visit our Aetna Medicare page.
Key areas to consider when choosing the appropriate Medicare plan are out of pocket costs, whether the plan allows the beneficiary to choose in network or out of network doctors, hospital expenses, co-insurance, the amount of skilled nursing and in-home recovery coverage the plan offers, as well as facility co-insurance. PPO plans offer the freedom to choose out-of-network doctors and specialists while in most cases HMO plans do not. However, the copay or deductible may be higher if the beneficiary chooses an out-of-network doctor under a PPO plan.