Health Plan One offers more than 3 Medicare plans in San Diego, which is part of San Diego County, California. Medicare carriers that offer Medicare Advantage and Medicare supplement plans in San Diego are a variety of Aetna's HMO and Supplement plans. Enter your ZIP code above to compare the details of the Medicare plans available in San Diego.
California Medicare plans are similar to those in other states, especially Californiaâ€™s Supplemental Medicare plans, or Medigap plans. Under Original Medicare, there are many gaps left in coverage and those who are faced with an accident or unforeseen illness may be left without coverage.
Medicare is funded by the government for those who are 65 years and older. Medicare consists of Part A, or hospital insurance, and Part B, or medical insurance. Medicare Part C is a Medicare Advantage Plan which combines Part A and Part B and in some cases Part D. Medicare Part C is managed by insurance companies which are Medicare-approved. These plans cover the necessary medical services, and have co-payments, coinsurance, and deductibles which vary. Medicare Part D provides assistance in covering prescription drugs and can prevent high costs in the future. Like Medicare Part C, the coverage depends on the plan.
For more information on California State Medicare, visit our California Medicare page.
Aetna has been a healthcare provider for over 150 years. Aetna provides a variety of plans to meet the needs of senior citizens in San Diego. Such plans are Medicare Supplement, Medicare Value Plan, Medicare Standard Plan and Medicare Premier Plan. Aetna offers bonuses that exceed Original Medicare such as wellness, vision, and fitness benefits and discounts on health related services.
The types of Aenta plans offered in San Diego are Medicare Supplement Plan F with a monthly premium of $157.39 and Medicare Select Plan (HMO). Under the Medicare Select Plan there is no monthly premium and there is a $0-10 cost for office visit, $250 cost per hospital visit, and $250 copay per day for days 1-5 for a hospital inpatient visit. Pharmacy is covered under Medicare Select. Under Medicare Premier Plan HMO, there is a $52 premium, $0-$10 office visit copay, $150 hospital outpatient visit copay, and $150 copay per day for days 1-5 for hospital inpatient.
Medicare Advantage plans cover the same type of services that Original Medicare does not cover. Medicare Supplement plans assist those who are paying out-of-pocket costs that Original Medicare does not cover. The Medicare supplement plans may give the beneficiary the choice to visit any doctor or hospital.
For more information on Aetna Medicare, visit our Aetna Medicare page.
Key areas to consider when choosing the appropriate Medicare plan are out of pocket costs, whether the plan allows the beneficiary to choose in network or out of network doctors, hospital expenses, co-insurance, the amount of skilled nursing and in-home recovery coverage the plan offers, as well as facility co-insurance. PPO plans offer the freedom to choose out-of-network doctors and specialists while in most cases HMO plans do not. However, the copay or deductible may be higher if the beneficiary chooses an out-of-network doctor under a PPO plan.