Health Plan One
offers more than 3 Medicare plans in San Diego, which is part of San Diego
County, California. Medicare carriers that offer Medicare Advantage and
Medicare supplement plans in San Diego are a variety of Aetna's HMO and
Supplement plans. Enter your ZIP code above to compare the details of the
Medicare plans available in San Diego.
plans are similar to those in other states, especially California’s
Supplemental Medicare plans, or Medigap plans.
Under Original Medicare, there are many gaps left in coverage and those
who are faced with an accident or unforeseen illness may be left without
Medicare is funded by the government for those who are 65 years and older. Medicare consists of Part A, or hospital
insurance, and Part B, or medical insurance.
Medicare Part C is a Medicare Advantage Plan which combines Part A and
Part B and in some cases Part D.
Medicare Part C is managed by insurance companies which are
Medicare-approved. These plans cover the
necessary medical services, and have co-payments, coinsurance, and deductibles
which vary. Medicare Part D provides
assistance in covering prescription drugs and can prevent high costs in the
future. Like Medicare Part C, the
coverage depends on the plan.
information on California State Medicare, visit our California Medicare page.
Aetna has been a
healthcare provider for over 150 years.
Aetna provides a variety of plans to meet the needs of senior citizens
in San Diego. Such plans are Medicare
Supplement, Medicare Value Plan, Medicare Standard Plan and Medicare Premier
Plan. Aetna offers bonuses that exceed
Original Medicare such as wellness, vision, and fitness benefits and discounts
on health related services.
The types of Aenta
plans offered in San Diego are Medicare Supplement Plan F with a monthly
premium of $157.39 and Medicare Select Plan (HMO). Under the Medicare Select Plan there is no
monthly premium and there is a $0-10 cost for office visit, $250 cost per
hospital visit, and $250 copay per day for days 1-5 for a hospital inpatient
visit. Pharmacy is covered under
Medicare Select. Under Medicare Premier
Plan HMO, there is a $52 premium, $0-$10 office visit copay, $150 hospital
outpatient visit copay, and $150 copay per day for days 1-5 for hospital
plans cover the same type of services that Original Medicare does not
cover. Medicare Supplement plans assist
those who are paying out-of-pocket costs that Original Medicare does not
cover. The Medicare supplement plans may
give the beneficiary the choice to visit any doctor or hospital.
information on Aetna Medicare, visit our Aetna Medicare page.
areas to consider when choosing the appropriate Medicare plan are out of pocket
costs, whether the plan allows the beneficiary to choose in network or out of
network doctors, hospital expenses, co-insurance, the amount of skilled nursing
and in-home recovery coverage the plan offers, as well as facility
co-insurance. PPO plans offer the
freedom to choose out-of-network doctors and specialists while in most cases
HMO plans do not. However, the copay or
deductible may be higher if the beneficiary chooses an out-of-network doctor
under a PPO plan.