Health Plan One offers more than 3 Medicare plans in San Jose, which is part of Santa Clara County, California. Medicare carriers that offer Medicare Advantage and Medicare supplement plans in San Jose include Anthem, Aetna and Blue Shield of California. Enter your ZIP code above to compare the details of the Medicare plans available in San Jose.
California Medicare plans are similar to those in other states, especially Californiaâ€™s Supplemental Medicare plans, or Medigap plans. Under Original Medicare, there are many gaps left in coverage and those who are faced with an accident or unforeseen illness may be left without coverage.
Medicare is funded by the government for those who are 65 years and older. Medicare consists of Part A, or hospital insurance, and Part B, or medical insurance. Medicare Part C is a Medicare Advantage Plan which combines Part A and Part B and in some cases Part D. Medicare Part C is managed by insurance companies which are Medicare-approved. These plans cover the necessary medical services, and have co-payments, coinsurance, and deductibles which vary. Medicare Part D provides assistance in covering prescription drugs and can prevent high costs in the future. Like Medicare Part C, the coverage depends on the plan.
For more information on California State Medicare, visit our California Medicare page.
Anthem Medicare has been a name in the healthcare industry since the 1980s. The Aetna plan that is offered in San Diego is Medicare Supplement Plan F. For Plan F, the monthly premium is $230 for an individual with $0 for office visit, hospital inpatient and outpatient. Pharmacy is not covered. For Plan C, the monthly premium is $219 for an individual with $0 for office visit, hospital inpatient and outpatient. Pharmacy is not covered. Both plans are listed as most popular in San Jose.
For more information on Anthem Medicare, visit our Anthem Medicare page.
Aetna has been a healthcare provider for over 150 years. Aetna offers bonuses that exceed Original Medicare such as wellness, vision, and fitness benefits and discounts on health related services.
The Aetna plan that is offered in San Jose is the Medicare Supplement Plan F with a monthly premium of $138. Medicare Supplement plans assist those who are paying out-of-pocket costs that Original Medicare does not cover. The Medicare supplement plans may give the beneficiary the choice to visit any doctor or hospital.
For more information on Aetna Medicare, visit our Aetna Medicare page.
Key areas to consider when choosing the appropriate Medicare plan are out of pocket costs, whether the plan allows the beneficiary to choose in network or out of network doctors, hospital expenses, co-insurance, the amount of skilled nursing and in-home recovery coverage the plan offers, as well as facility co-insurance. PPO plans offer the freedom to choose out-of-network doctors and specialists while in most cases HMO plans do not. However, the copay or deductible may be higher if the beneficiary chooses an out-of-network doctor under a PPO plan.