We can offer you several options for Washington small
business health insurance. There are 17 providers of small business/group
health insurance in the state. Enter your zip code above and select “Small
Business Group” to find a quote in your area.
In order to become eligible for this type of health
coverage, your organization must qualify as a small business: at least two and
no more than 50 full time employees. Also, each individual must work at least
30 hours a week and cannot be seasonal or contract. This means that part time
employees are ineligible.
Companies who enroll in this plan can receive tax breaks for
offering group health insurance. The amount your business pays out in premiums
for employees can be used to receive better tax credit at the end of the year.
Health Managed Organizations (HMO) is one of the more
popular forms of managed care. In the state, you can only receive coverage that
falls under your specific network. However, this plan is very affordable as you
could see a Doctor in the state for approximately $10 a visit.
Preferred Provider Organizations (PPO) has a similar price
as an HMO but with more flexibility. Under this plan you can go outside your network
and still receive some of your benefits. The plan uses coinsurance, meaning you
would pay a deductible before a provider makes a contribution. If you want to
make you premium rates low, you can choose a higher deductible.
The Point of Service (POS) plan in the state of Washington
is the coverage that gives you the most options. Under this plan, any doctor
can be your primary care physician, regardless of what network you belong to.
As long as you have a referral, you will receive full benefits. Even if you
aren’t referred you will still receive some benefits if you receive treatment
outside your network.
To learn more about group health plans in the state of
Washington call 877-567-5267