Health Plan One
START BELOW OR CALL  877.56 PLANS
(877)567-5267
Health Insurance QuotesHealth Insurance for the Well Informed
  Start here!
Enter Zip:

Click:


Health Plan One Get Health Insurance Quotes
Select:   Individual & Family
  Small Business
  Medicare
Our MissionHealth Insurance FAQsHealth Insurance ArticlesRead About HSAsReal Time Health Insurance QutoesCompare Health Insurance Plans OnlineApply for Health Insurance
Health Insurance Quotes Health Insurance Quotes

Affordable Family Health Insurance Quotes

Why get family health insurance at Health Plan One?

  • We educate our customers about the type of health insurance they are seeking.
  • We offer the broadest selection of individual and family health insurance.
  • We provide expert customer service through knowledgeable health insurance representatives.
  • We offer instant online health insurance quotes.

Family Health Insurance Information

Rising health insurance costs have caused 2 out of 5 employers to no longer provide health insurance coverage to their employees. USA Today reports that the average cost for a family health insurance policy is over $10,000 a year. Because of this, many Americans have decided to forgo either individual or family health insurance and instead pay out of pocket in the event of a medical emergency. However, recent studies have shown that the uninsured are often forced to pay 2.5 times what most health insurers paid.

Those who do continue without health insurance are less likely to receive the proper care when it is needed. A study spanning over eight years found that the “uninsured receive less care and experience worse outcomes” Children who have discontinued health coverage are also extremely at risk. A 2005 study shows that children without medical care for even part of a year commonly do not seek medical attention and do no get prescriptions filled.

For more information on individual and family health insurance please continue on to our health insurance articles and guides that cover everything from choosing the right plan to HSAs to Medicare. If you are ready to see what is available to you and your family, please view our state map and receive a personalized plan, or enter your zip code above for an instant online family health insurance quote.

You need health insurance for your family– here’s why!

Health Plan One is here to help. Whatever your situation is, whether you are switching jobs, your employer is no longer offering individual or family health insurance, you graduated college and are no longer eligible under your parents insurance, or you haven’t had health insurance in years, this information is for you.

1. It will save you money. The truth is medical costs are astronomical. By paying an affordable monthly premium you would save yourself thousands, possibly tens of thousands, of dollars should you ever need health insurance

2. Peace of mind. Even if you have a healthy family or are a healthy individual, accidents do happen. Wouldn’t you feel better knowing you and your family are covered should you ever need to be?

3. Discounts. Having affordable family health insurance can also offer you discounts, especially with covering those ever increasing prescription costs.

4. Avoid preexisting conditions exclusions. Continue treatment of those chronic conditions that could become known as preexisting conditions should you lapse without health insurance for too long (in many cases as little as 63 days). If you are between jobs and are waiting for that next job to offer you health insurance, be aware that any condition you had before may not be covered. However, you can safeguard yourself against this by continuing to have health insurance during that time. According to HIPAA (the Health Insurance Portability and Accountability Act), a health insurance plan must cover preexisting conditions of individuals if the individual was covered for twelve consecutive months ending no more than 63 days before.

5. It’s affordable and fits your needs. Now is time to get family or individual health insurance. It is often less expensive than group health insurance and can be designed to fit your personal needs. There are many a la carte plans as well as Health Savings Accounts (HSAs) that can give you all of the coverage you need with tax benefits as well.

Do yourself a favor and don’t wait until you have a health problem to get health insurance. It is very possible that your request could be denied or coverage could exclude the very problem you were looking to cover. Family Health insurance is easily accessible and available to you right now. Make the choice that will offer you peace of mind and keep your money in your hands. Enter your zip code above to get a family health insurance quote.

Top Individual Health Insurance Carriers

Aetna Health Insurance Anthem Health Insurance Connecticare Health Insurance Celtic Health Insurance

Enter your zip code above to get an individual or family health insurance quote

Back to top

Get Live Assistance While Choosing Health Insurance
Why Health Plan One Health Insurance
Other Health Insurance Services
Learn More about Health Insurance
Learn More about Health Insurance
Choice Health Insurance Carriers
Health Insurance from Anthem
Health Plan One is a member of the BBBOnline Reliability Program

Home | About Us | Our Mission | Licensing & Legal | Site Map | Press Releases | Privacy Policy

Call 877.56PLANS, Mon - Fri, 7:30am-7:30pm EST. ©2007, HealthPlanOne.com

Health Plan One is a Verified TRUSTe Website