Connecticut Health Insurance Quotes

Individuals in Connecticut Without Health Insurance?

Connecticut offers a high risk pool through the Connecticut Health Reinsurance Association (HRA).  You may be eligible for this pool if you match the following criteria: 

• You are under 65 years old and a resident of Connecticut 
• You are eligible for one of the Special Health Care plans depending on your adjusted gross income and the size of your family.
• To qualify for the Low Income Plan your adjusted gross income from the prior year must be less than 200% of the federal poverty level (These amounts will be updated annually). The insured’s eligibility to qualify for the low income or non low income plan will be certified each year, by your prior year Federal Tax return.

Preexisting Conditions

A preexisting condition is a medical condition for which medical advice or treatment was recommended or given within 6 months prior to coverage under this plan. High Risk Individual Plans have a 12 month waiting period for any preexisting medical condition.

Coverage under the Connecticut Health Insurance risk pool for an individual and family includes the following:  mental health benefits, alcohol/substance abuse treatment, skilled nursing facility care, hospital services, preventative pediatric care, physical, speech, occupational, and respiratory therapy, home health care services, hospice care, birthing center care, x-ray, radium and radioactive isotope therapy, x-ray, lab, and pathology tests, outpatient chemotherapy, anesthesia and oxygen ambulance services, medical and surgical equipment, screening mammography, and diagnostic tests.

For more information on Connecticut High Risk Health Insurance, read below:    

• Children
  Ages 1-5: 185% of the Federal Poverty Level
  Ages 6-19: 185% of the Federal Poverty Level
• Pregnant Women and Infants
  Pregnant Women: 185% of the Federal Poverty Level
  Infants: Ages 0-1: 185% of the Federal Poverty Level
• Parents
  Non-Working: 100% of the Federal Poverty Level
  Working: 107% of the Federal Poverty Leve
• Other Populations
  Medically Needy Individual: 80% or 66% of the Federal Poverty Level (varies by region)
  Medically Needy Couple: 76% or 59% of the Federal Poverty Level (varies by region)
  Supplemental Security Income Recipients: 69% of the Federal Poverty Level.