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Highmark Blue Cross Blue Shield Delaware Health Insurance

Company Information

Blue Cross Blue Shield of Delaware has been providing health benefits products to residents of Delaware for more than 70 years. They offer a wide array of health insurance products including individual and family coverage, Medicare products, dental plans, vision plans, and health management programs. They serve more than 377,000 members and are a licensee of the Blue Cross and Blue Shield Association.

Competing Carriers

Highmark Blue Cross Blue Shield Delaware health insurance quotes are available in the following states

Highmark Blue Cross Blue Shield Delaware health plans

BluePPO - This plan is a Preferred Provider Organization (PPO) with annual deductible options that range from $1,500 to $5,000. Coinsurance is 80% and out-of-pocket maximums range from $3,000 to $6,000. Copays for preventive services such as well-child care and annual physicals are $10. There is a $100 prescription drug deductible for individuals and you will pay a discounted price for drugs until the deductible is met. After you have satisfied your deductible, generic drugs have a $0 copay, preferred brand name drugs have a $20 copay, and non-preferred brand name drugs have $45 copays. Monthly premium rates depend on age, deductible option, and health condition and may range from $115 to $610.

BlueIPAThis plan is an Individual Practice Association (IPA) which is similar to an HMO with an annual deductible of $1,000. Coinsurance is 100% which means that 100% of benefits are covered. Copays for preventive services such as well-child care and annual physicals are $20. There is a $100 prescription drug deductible for indivudals are you will pay a discounted price for drugs until the deductible is met. After you have satisfied your deductible, generic drugs have a $0 copay, preferred brand name drugs have $20 copays, and non-preferred brand name drugs have $45 copays. Monthly premium rates depend on age and health condition and may range from $145 to $606.

BlueAdvantagePPO - This plan is a high deductible Preferred Provider Organization (PPO) that can be coupled up with a Health Savings Account (HSA). Annual deductible options range from $1,800 to $2,700. Coinsurance is 100% which means that 100% of benefits are covered and out-of-pocket maxiumums range from $1,800 to $2,700. Benefits such as preventive care services, doctor visits, x-rays, labs, emergency room, and prescription drug coverage are 100% covered. Monthly premium rates depend on age, deductible option, and health condition and may range from $84 to $416.