Call For Expert Help

877-567-5267




Blue Cross Blue Shield of Oklahoma Health Insurance

Blue Cross Blue Shield of Oklahoma-Company Information

Blue Cross Blue Shield of Oklahoma, established in 1941, is the state's oldest and largest private health insruance company. It provides health benefits to more than 614,000 Oklahoma residents. As part of Health Care Service Corporation, the largest customer-owned health insurer in the United States, Blue Cross Blue Shield of Oklahoma offers a variety of health insurance products to fit the health care needs of its members.

Competing Carriers

Blue Cross Blue Shield of Oklahoma health plans

Health Check Basic - This plan has annual deductible options ranging from $500 to $5,000 and coinsurance options that range from 50-80%. Copayments for doctor's office visits are $35 and not subject to deductible. Prescription drug coverage begins immediately at 50% of allowable charges when you use an in-network pharmacy. Monthly premium rates depend on deductible option, region, age, and health condition. A sample rate for a 30 year old female ranges from $116.79 to $242.71 dpending on the deductible option that is chosen.

Health Check Select - This plan has an annual deductible option ranging from $200 to $5,000 and coinsurance options that range from 70-80%. Copayments are $15 for most visits and are not subject to deductible. Prescription drug coverage benefits are reimbursed at 70% of allowable charges after the deductible is met. Monthly premium rates depend on deductible option, region, age, and health condition. A sample rate for a 30 year old female ranges from $160.77 to $415.71 depending on the deductible option that is chosen.

Health Check HSA - These plans couple up high deductible health plans with a Health Savings Account which allows you to place money in a bank account that can later be used for medical expenses. Deductible options range from $1,500 to $5,000 for individuals and $3,000 to $10,000 for families. Coinsurance options are either 80% or 100% and out of pocket maximums range from $3,000 to $5,000 for individuals. Monthly premium rates depend on deductible option, region, age, and health condition. A sample rate for a 30 year old female is $132.83 for the $3,500 deductible option and 80% coinsurance.