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Independence Blue Cross Health Insurance

Independence Blue Cross is the Philadelphia region's largest health insurance carrier. With more than 2.6 million members locally and more than 3.4 million overall, they provide quality products and services such as Managed Care, Traditional Indemnity, Medicare, and Medicaid.

Competing Carriers

Independence Blue Cross health insurance quotes are available in the following states

Independence Blue Cross health plans

Keystone Health Plan East HMO -This plan is a Health Maintenance Organization with annual deductible options of $1,500, $2,500, and $5,000 and copay plan options of $10, $15, and $20. Office visit copays range from $10-$30 and specialist visit copays range from $20-$50 depending on the plan that is chosen. Prescription drug coverage have copays of $15 for generic drugs, $35 for brand formulary drugs, and $35 for non-formulary drugs after a prescription deductible is met. Monthly premium rates depend on age, health condition, and plan option chosen. A sample rate for a 30 year old woman ranges from $141 to $287.

Personal Choice PPO - This plan is a Preferred Provider Organization (PPO) that has annual deductible options of $300 and $500. Coinsurance ranges from 80% to 100% and out of pocket maximums range from $0 to $2,000. Office visits have copays that range from $10-$15 and prescription drug coverage is subject to either an 80% or 60% coinsurance.

Click here to check out Independence Blue Cross Medicare plans.