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SelectHealth Health Insurance

SelectHealth is the new name for an old company, IHC Health Plans, Inc. The name was changed in April 2006. SelectHealth is an integrated subsidiary of Intermountain Healthcare. For more than 25 years they have been committed to helping members stay healthy, offering superior service, and providing access to the highest quality of care.

SelectHealth is a nonprofit health insurance company serving its members in Utah and Idaho. SelectHealth offers members respect, convenience, excellent service, and affordable health coverage. The insurer has been nationally recognized for providing its members with quality healthcare at an affordable cost, while maintaining the highest level of member services.

SelectHealth offers members convenience, excellent service, and affordable health coverage. Under the former name of IHC Health Plans, Inc., the insurer has been nationally recognized for providing quality healthcare at an affordable cost, while maintaining the highest level of member services.

SelectHealth was the first commercial health plan in Utah to receive "Excellent" Accreditation status by the National Committee for Quality Assurance (NCQA).

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SelectHealth Health Plans

SelectHealth's Individual plans are designed for individuals and families without employer-sponsored coverage or those who are looking for a better coverage solution. They provide both standard HMO/Plus products as well as High Deductible Health Plan (HDHP) which is designed to be used with a Health Savings Account (HSA). Both plan designs are offered in conjunction with our three comprehensive provider networks. Individual plus plans offer a point-of-service or 'plus' feature. This means you can choose both participating and nonparticipating providers.

Under their SelectValue network option, you choose from 19 participating hospital and over 1,100 participating physicians. The SelectMed network option allows you to choose from 28 participating hospitals and over 3,000 participating physicians. The SelectCare network option allows you to choose from 34 participating hospitals and over 3,700 participating physicians. Both the Select:Med and SelectCare offer a point of service feature.

The plan options you can choose from are the HMO/Plus and the HealthSave plans. The HMO/Plus offers deductible options that start as low as $250. You can select from a variety of co-pay and coinsurance options. Standard benefits include adult and pediatric immunizations which are covered 100%. Also, depending on the tier chosen for prescription drugs, you can pay as little as $10 for a 30 day supply of a generic drug. The HealthSave plan offers deductible options that start at $1,500 for single coverage and $3,000 for family coverage. The HealthSave plan is a high deductible health plan that is used in conjunction with a HSA. The HSA is a tax-advantaged account used to pay medical expenses funded by contributions from you on a pre-tax basis. Money can be withdrawn from the HSA to pay for qualified medical expenses.