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Anthem - Maryland

Anthem offers a variety of health insurance plans to Maryland residents.  Anthem is a publicly traded health insurance company on the New York Stock Exchange and is part of the S&P 500.  Anthem offers a large network of the nation’s best physicians, specialists, and hospitals.  Anthem provides programs and information to manage chronic health conditions and offers services in dental coverage, life insurance and pharmacy benefits.

With Anthem’s Preferred Provider plans, members are free to choose a doctor or other provider out of Anthem’s network but will pay more for the visit and/or care.  All insurance plans under Anthem cover routine checkups, preventive and specialty care, hospitalization and surgery, diagnostic testing and emergency care prescription drug coverage subject to variance in deductible and co-insurance payments.

Anthem’s Blue Cross Blue Shield Lumenos plans offer 100% preventive care coverage, a health account, and traditional health coverage.  The variance between Lumenos plans rely on how much contribution is made to the health account and how the money is used to pay for health expenses.  These plans are flexible to the member’s budget and are designed to reduce out-of-pocket expenses.

Anthem’s HSA plans or Health Savings Account Plans are for individuals and families that want to control their health insurance costs by combing low-cost high-deductible health insurance plans with network discounts.  Members of these plans have control and flexibility over their health care money while receiving tax advantages that will accumulate with time.  Anthem lowers the health insurance premium and pays out-of pocket health care expenses with tax-advantaged savings.

Within the Blue Open Access SmartSense POS Plan and Blue Open Access Premier PPO Plan, members have the freedom to choose what health care provider they want to use.  Maternity is generally not covered however optional coverage may be available within certain Blue Open Access Plans.

Anthem also offers DentalBlue for members which are network based PPO dental insurance products.  The Dental Networks come within the 100 Network, the 200 Network and the 300 Network.

For more information about Anthem plans in Arizona, contact us at 877-567-5267.