UnitedHealth One is the brand name used for Golden Rules
products administered or underwritten by the UnitedHealthcare family of
companies which offer personal health insurance. Golden Rule is a major health insurance
provider in the state of Virginia and has been in business for over 60
years. It is rated “A” for Excellent by
A.M. Best, and has a rating of “A+” for Strong by Standard and Poor’s. The rating is based on financial strength and
health care stability.
Golden Rule offers a variety of health insurance plans to
Virginia residents. Golden Rule’s most
popular plans in Virginia include Network
Copay Select 20% - $3,500, Network
Copay Select 100% - $3,500, HSA
100 - $2,500, Network
Plan 100 - $2,500, Network
Plan 100 - $1,500
The following plans give a variety of options depending on
the individual’s or family’s health coverage needs:
Network
Copay Saver 1500 Network
Copay Saver 2500
Network
Copay Saver 5000 Network
Copay Saver 7500
Network
Copay Saver 10000 Network
Copay Select 30%
Plan
80 HSA
70
Saver
80
For individuals, Golden Rule’s monthly premium ranges
from $35 to $241. For families, Golden Rule’s monthly premium ranges from $127
to $1036.
For an in depth Golden Rule Insurance Plan Summary in Virginia,
visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp
HSA 100 versus Network Copay Select 100
The HSA 100 plan’s monthly
premium is $163.43. There is a $3,500 out-of-pocket
deductible cost. For primary and
specialist care there is no charge after deductible is paid. For annual OB/GYN and annual physical
examinations, there is a $35 copayment. For inpatient and outpatient visits
there is no additional charge after deductible.
RX is covered, see plan for details.
The Network Copay Select plan’s
monthly premium is $138.98. There is a
$2,500 out-of-pocket deductible cost.
For primary and specialist care there is $35 copay. For annual OB/GYN and annual physical
examinations, there is a $35 copayment.
For inpatient and outpatient visits there is 20% copayment after
deductible. For drug coverage, there is
no charge for drugs after deductible is paid for and the maximum annual benefit
is $3,000.
For more
information about Golden Rule plans in Virginia, contact us at 877-567-5267.