Humana has been in the health care business for 45 years
and today serves over 9 million members.
Humana offers California residents a variety of health insurance
plans. The most popular plans that
Humana offers include Monogram Total Plus Rx, Autograph Share Plus Rx and
Portrait Share Plus Rx. Monthly premiums
for these plans range from $51 - $200 for individuals and $185 - $719 for
families.
For an in depth Humana Insurance Plan Summary in
California, visit http://www.healthplanone.com/healthinsurancestatecarrierplans.asp
Humana provides its members benefits in dental care and
disability insurance. Uniquely, Humana
offers “build-your-own” plans with its large network of 350,000 medical
facilities and 3,000 hospitals.
Humana’s Portrait Plan is the choice for those who want
to minimize risk and who plan on using medical services in the future. Examples of this group of people are early-retirees
or those who work for a company which does not offer group insurance. The plans are divided 80/20% where the member
is responsible for the bottom number when going to an in-network health care
provider.
Several plans within Humana are Preferred Provider
Organizations (PPO). The Preferred
Provider Organization program is a non-network option, though while the degree
of freedom is higher, as consumers are able to choose out-of-network care
providers, the copay is generally higher.
The Autograph Plan is for those who are interested in having
a Health Savings Account. Within the
Autograph Plan, the in-network co-insurance is 100% paid for by Humana. Members
of these plans have control and flexibility over their health care money while
receiving tax advantages that will accumulate with time.
Humana’s Monogram
plan is an excellent choice for those who are healthy and visit the doctor on
occasion, a recent college graduate or graduate student, or those who are not
offered a group plan provided by their employer. This plan provides a high deductible with a
low premium.
For more
information about Humana plans in California, contact us at 877-567-5267.