Call For Expert Help


Illinois Small Business Group Plans

According to the Illinois small business profile, 98.3 percent of total firms were small firms as of 2004.  Women also represent roughly 34.6 percent of the self-employed in Illinois. Health Plan One can help you business find plans under Aetna Health Insurance, Blue Cross Blue Shield, Humana, and Assurant.  Enter your zip code above and select “Small Business Group” to find a quote in your area.

Blue Cross Blue Shield of Illinois offers BlueExtrasSM for more ways to save money for your business.  BlueExtra’sSM  programs include the Vision Discount Program, the Hearing Aid Discount Program, the Weight Management Discount Program, and Alternative Medicine Discount Programs.  The Vision Discount Program represents Davis Vision which helps employees save on eye exams and other benefits such as frames, lenses, permanent and disposable contact lenses and surgery.  The Hearing Aid Discount Program represents TruHearing, which allows employees to save on digital hearing aids.  Jenny Craig, Curves, and Life Time Fitness are also represented under the Weight Management Discount Program.  Alternative Medicine Discount Programs include various therapies to increase wellness and prevent illness.  Over 35,000 practitioners offer discounts in spas, and fitness centers as well as vitamins and herbal supplements.

For more information about Blue Cross Blue Shield of Illinois, visit our BCBSIL Health Insurance page.

Humana offers the Employee Assistance Program (EAP).  The EAP is available to small business in Illinois and provides 24/7 telephone access to speak with a representative about any health concerns.  EAP also provides about three face-to-face assessments as well as an additional six short counseling sessions for all employees covered.

For more information about Humana, visit our Humana Healthcare page.

In the state of Illinois, underwriting is allowed.  What this means for your business is that instead of the monthly premium increasing for each individual, the health history of all employees are taken into account to provide one flat monthly premium rate.  Therefore, it is important to communicate with your employees about their health history beforehand to assess what insurance plan is best for your company.  Premiums are tax deductible as well, so the amount your company receives back before tax-time, depends on how much is spent on health insurance.  Aetna provides employers with the Personal Health Record (PHR) which has a complete file on each employee’s health history and allows them 24/7 access to change, edit and update each employee’s accounts.

For more information about Aetna, visit our Aetna Health Insurance page.

Real ChoicesSM Major Medical Plans are offered by Assurant Health.  Real ChoicesSM includes no-referral necessary benefits, has international health coverage, and offers a tax advantage Health Savings Account. Health Savings Accounts (HSA) has been around since December 2003, and works similar to an IRA.  The money in the HSA allows the employee to decide if the money should be used for short term expenses, such as copayments, or long term expenses such as medical care.

For more information about Assurant Health and Real Choices,SM visit our Assurant Health page.

Call 877-567-5267 to speak with our trained health insurance specialists and receive a quote.