According to the Indiana small business profile, 96.9
percent of total firms were small firms as of 2004. Women also represent roughly 35.2 percent of
the self-employed in Indiana Health Plan One can help you business find plans
under Aetna Health Insurance, Humana, and Golden Rule. Enter your zip code above and select “Small
Business Group” to find a quote in your area.
To qualify for group small business plans, your company must
have between two and 50 full-time employees, and from that, at least 50 percent
must be insured. Full-time employees are
employees work at least 30 hours a week, and who are not seasonal. Underwriting in Kansas is allowed, so instead
of premiums being raised on an individual basis, one flat monthly premium rate
is assigned to the group. Therefore, it
is important to talk to your employees ahead of time before you apply for a
group health insurance plan to find out their medical and health history and
assess their needs. Monthly group health
insurance premium rates are tax-deductible for businesses, so the amount of
money that is tax-credited at the end of the year depends on the amount your
company spends on health insurance.
Aetna provides what is a called a Personal Health Record for
employers. The Personal Health Record
allows employers to view the health history and background of all employees,
including a record of all claims.
Medical, Pharmacy and Dental plans are offered and Aetna recommends
certain programs to its members, such as disease management.
For more information about Aetna insurance plans and rates,
visit our Aetna
health insurance page.
Humana offers Employee Assistance Program (EAP) to small
businesses in Kansas. This program provides
24/7 access to speak with a representative on the telephone to receive health
information and advice. The EAP also
offers the option of three face-to-face assessments per unique issue along with
six face-to-face short counseling sessions per unique issue. The amount of
visits per year may vary.
For more information about Humana, visit our Humana
According to a UnitedHealthcare survey and analysis of
employees who were insured by their company and had consumer-driven health
plans (Health Savings Accounts), saw a 22 percent decrease in hospitalization
and a 14 percent decrease in emergency room visits. Health Savings Accounts (HSA) encourage
employees to manage their health care money and take responsibility for their
health by living a healthier lifestyle.
Health Savings Accounts were introduced to the health insurance market
in December 2003 and follow the employee whether they switch jobs or they move
to a different state.
For more information about UnitedHealthOne insurance rates,
visit our Golden
Rule Health Insurance page.
Call 877-567-5267 to speak with our trained health insurance
specialists and receive a quote.