Health Plan One offers more than 50 health insurance plans in Vancouver, which is part of Clark County, Washington. Health insurance carriers that offer individual and family health insurance plans in Vancouver include Lifewise an RegenceClark. Enter your ZIP code above to compare the details of the health insurance plans available in Vancouver.
Washington offers many options for those looking for individual, family, group or small business health insurance. There are even options available in Washington like Medicaid, SCHIP, prescription assistance and other options, or the high risk pool. All of these government programs can help those who are medically uninsurable or who cannot afford private insurance to obtain basic health coverage. We, here at Health Plan One, can help you figure out which category you fall into and help find the plan that best fits your needs.
Washington offers their state children’s health insurance program (SCHIP). This provides health insurance coverage for children whose family income meets certain requirements. Eligibility is determined using a lot of the same criteria as Medicaid, but has a higher income standard. This allows children whose parents make too much to be qualified for Medicaid, but cannot afford private individual insurance, to qualify. This program covers children under 19.
The Washington State Health Insurance Pool (WSHIP) offers coverage to those individuals who are unable to purchase an individual health insurance policy because of a pre-existing health conditions. This plan also covers HIPAA eligible individuals. The WSHIP is there to help these residents obtain basic health coverage at a reasonable cost. The eligibility requirements for the pool are extensive however, and should be carefully reviewed.
Washington Medicaid is a government program designed to help low income and indigent individuals obtain healthcare services. Pregnant women and children under the age of 19 who meet certain income requirements may be eligible for Medicaid coverage, along with aged, blind, and disabled individuals.
Washington also offers prescription assistance programs and other helpful services for uninsured residents. If you can’t afford to buy a comprehensive health plan you can visit community clinics, most offer heath care services charged based on a sliding fee scale. Hospital charity care is provided by all hospitals in Washington state to people who cannot pay their medical bills. Care is provided free or at a reduced price to people with limited income. Talk to your hospitals billing department for information. There are also local free clinics that offer free health care and are often run by volunteers with donated supplies.