As of 2006, Kaiser Permanente operates in nine states and Washington, D.C., and is the largest not-for-profit managed care organization in the United States. Kaiser Permanente has 8.5 million health plan members, 148,884 employees, 12,879 physicians, 37 medical centers, 400 medical offices, and $31.1 billion in annual operating revenues. The Health Plan and Hospitals operate under state and federal not-for-profit tax status, while the Medical Groups operate as for-profit partnerships or professional corporations in their respective regions.
Kaiser Permanente Health Insurance Quotes are available in the following states
Kaiser Permanente Health Plans
Kaiser's HMO Plans are of great value and simplicity. With the choice of 6 plans, you have the option of different coverage and rate. The Premier Plan and Plan 500 have low co-pays and low deductibles but higher monthly premiums. If you would like to keep your monthly premium at a minimum, and are willing to pay more when you need care and service, consider Plan 1,000, 2,000, 3,000, or 5,000.
Balance HMO Plans are for individuals and have low premiums and predictable out-of-pocket costs. Co-pays are only paid for primary and specialty care services, after hours urgent care, and emergency room visits. With the Balance HMO plans, you can choose from 5 different plans. You have the option to choose from a $2,000, $3,000, $5,000, $7,500, or $10,000 deductible. The higher the deductible, the lower your monthly premium.
Kaiser Permanente Custom Care HealthInvestor (HSA) is for those interested in lower premiums and control over how health care dollars are spent. This plan offers low premiums, broad coverage, and the option to use a tax-free health savings account (HSA) to pay for eligible medical expenses.
Balance HealthInvestor (HSA) plans have low premiums and the tax advantages and investment opportunity of an HSA. This is an individual plan that allows you to enjoy low deductibles and when you choose a Balance HSA plan, you enjoy the benefits of an HSA such as, use the money you contribute to your HSA to pay for qualified medical expenses; the money you contribute to your HSA can be excluded from your taxable income; and any investment earnings in your HSA accumulate tax-free and carry over from year to year. You can choose from two different Balance HSA plans. One with a low $1,200 deductible and 100% coinsurance, and the other with a low $2,000 deductible and 80% coinsurance.
Click here to learn about Kaiser Medicare plans